• ARTICLE 1 Insurance Code
    • 59A-1-1. Short title.
      • ANNOTATIONS
    • 59A-1-2. Definitions.
      • ANNOTATIONS
    • 59A-1-3. "Insurance Code".
      • ANNOTATIONS
    • 59A-1-4. Commission.
      • ANNOTATIONS
    • 59A-1-5. "Insurance".
      • ANNOTATIONS
    • 59A-1-6. Repealed.
      • ANNOTATIONS
    • 59A-1-7. Insurance department.
      • ANNOTATIONS
    • 59A-1-8. "Insurer"; "authorized insurer".
    • 59A-1-8.1. Multiple employer welfare arrangement.
    • 59A-1-9. "New Mexico".
    • 59A-1-10. "Person"; "individual".
    • 59A-1-11. "State".
    • 59A-1-12. Superintendent.
      • ANNOTATIONS
    • 59A-1-13. "Transacting insurance".
      • ANNOTATIONS
    • 59A-1-14. Compliance required.
      • ANNOTATIONS
    • 59A-1-15. Application of the code as to particular types of insurers, organization or subjects.
      • ANNOTATIONS
    • 59A-1-16. Exempted from code.
      • ANNOTATIONS
    • 59A-1-16.1. Charitable gift annuities; exempt from regulation as insurance company.
      • ANNOTATIONS
    • 59A-1-17. Particular provisions prevail.
      • ANNOTATIONS
    • 59A-1-18. General penalty.
      • ANNOTATIONS
  • ARTICLE 2 Insurance Division
    • 59A-2-1. Insurance division created.
      • ANNOTATIONS
    • 59A-2-2. Superintendent; appointment; removal.
      • ANNOTATIONS
    • 59A-2-3. Superintendent, qualifications and bond.
      • ANNOTATIONS
    • 59A-2-4. Staff.
      • ANNOTATIONS
    • 59A-2-5, 59A-2-6. Repealed.
      • ANNOTATIONS
    • 59A-2-7. Delegation of powers.
    • 59A-2-8. General powers, duties of superintendent.
      • ANNOTATIONS
    • 59A-2-8.1. Producer licensing; national producer registry; fees collected.
      • ANNOTATIONS
    • 59A-2-9. Rules and regulations; promulgation; violation.
      • ANNOTATIONS
    • 59A-2-9.1. Regulations; leased employees.
    • 59A-2-9.2. Recompiled.
      • ANNOTATIONS
    • 59A-2-9.3. Superintendent authorized and directed to promulgate privacy rules.
      • ANNOTATIONS
    • 59A-2-9.4. Superintendent of insurance; additional powers.
      • ANNOTATIONS
    • 59A-2-9.5. Superintendent of insurance; duties.
      • ANNOTATIONS
    • 59A-2-10. Orders, notices in general.
      • ANNOTATIONS
    • 59A-2-11. Enforcement.
      • ANNOTATIONS
    • 59A-2-12. Records; inspection; destruction.
      • ANNOTATIONS
    • 59A-2-13. Seal; as evidence.
      • ANNOTATIONS
    • 59A-2-14. Publications; preparation and sale.
      • ANNOTATIONS
    • 59A-2-15. Interstate cooperation.
      • ANNOTATIONS
  • ARTICLE 3 State Insurance Board
    • 59A-3-1 to 59A-3-9. Repealed.
      • ANNOTATIONS
  • ARTICLE 4 Examinations, Hearings and Appeals
    • 59A-4-1. Scope of article.
      • ANNOTATIONS
    • 59A-4-2. Investigations; confidentiality of information pending completion.
    • 59A-4-3. Inquiries by superintendent.
      • ANNOTATIONS
    • 59A-4-4. Power of examination; in general.
      • ANNOTATIONS
    • 59A-4-5. Examination of insurers.
      • ANNOTATIONS
    • 59A-4-6. Examiners and specialists.
      • ANNOTATIONS
    • 59A-4-7. Conduct of examination; access to information; correction of records; penalties.
      • ANNOTATIONS
    • 59A-4-8. Appraisal of assets.
    • 59A-4-9. Examination report; contents.
      • ANNOTATIONS
    • 59A-4-10. Examination report; distribution; conference and hearing; adopting.
      • ANNOTATIONS
    • 59A-4-11. Examination report; filing for public inspection; confidentiality.
      • ANNOTATIONS
    • 59A-4-12. Examination report; information to management of domestic entities.
    • 59A-4-13. Examination report as evidence; proceedings during examination.
      • ANNOTATIONS
    • 59A-4-14. Examination expense; payment.
      • ANNOTATIONS
    • 59A-4-15. Hearings; in general.
      • ANNOTATIONS
    • 59A-4-16. Notice of hearing.
      • ANNOTATIONS
    • 59A-4-17. Hearing procedure.
    • 59A-4-18. Informal hearings.
    • 59A-4-19. Testimony compelled; immunity.
      • ANNOTATIONS
    • 59A-4-20. Appeal to court.
      • ANNOTATIONS
    • 59A-4-21. Immunity from civil liability.
  • ARTICLE 5 Authorization of Insurers and General Requirements
    • 59A-5-1. Definitions, in general.
      • ANNOTATIONS
    • 59A-5-2. "Alien" insurer defined.
    • 59A-5-3. "Charter" defined.
    • 59A-5-4. "Domestic" insurer defined.
    • 59A-5-5. "Foreign" insurer defined.
    • 59A-5-6. "Lloyds" insurer defined.
      • ANNOTATIONS
    • 59A-5-7. "Mutual" insurer defined.
      • ANNOTATIONS
    • 59A-5-8. "Reciprocal" insurer defined.
      • ANNOTATIONS
    • 59A-5-9. "Stock" insurer defined.
      • ANNOTATIONS
    • 59A-5-10. Certificate of authority required; penalty.
      • ANNOTATIONS
    • 59A-5-11. Exemptions from authority requirement.
      • ANNOTATIONS
    • 59A-5-11.1. Exemption from authority requirement; provider service networks.
    • 59A-5-12. General eligibility for certificate of authority.
      • ANNOTATIONS
    • 59A-5-13. General eligibility for authority; ownership and management.
    • 59A-5-14. Name of insurer.
      • ANNOTATIONS
    • 59A-5-15. Insuring power combinations.
    • 59A-5-16. Capital funds, deposits, required for certificate of authority.
      • ANNOTATIONS
    • 59A-5-17. Insuring powers without added basic capital.
      • ANNOTATIONS
    • 59A-5-18. General deposit.
      • ANNOTATIONS
    • 59A-5-19. Special deposit or bond.
      • ANNOTATIONS
    • 59A-5-20. General deposit of alien insurer.
      • ANNOTATIONS
    • 59A-5-21. Application for certificate of authority.
      • ANNOTATIONS
    • 59A-5-22. Issuance, refusal of authority; ownership of certificate.
    • 59A-5-23. Continuance, expiration, reinstatement of certificate of authority.
      • ANNOTATIONS
    • 59A-5-24. Suspension or revocation of certificate of authority; mandatory grounds.
      • ANNOTATIONS
    • 59A-5-25. Impairment as grounds for suspension or revocation of certificate of authority.
      • ANNOTATIONS
    • 59A-5-26. Suspension, limitation or revocation of authority; discretionary and special grounds.
      • ANNOTATIONS
    • 59A-5-27. Duration of suspension; insurer's obligations during suspension; reinstatement.
      • ANNOTATIONS
    • 59A-5-28. General corporation statutes inapplicable to foreign insurers.
    • 59A-5-29. Annual statement.
      • ANNOTATIONS
    • 59A-5-29.1. Quarterly reports.
      • ANNOTATIONS
    • 59A-5-30. Penalties for late, false annual statements.
    • 59A-5-31. Appointment of superintendent as process agent.
      • ANNOTATIONS
    • 59A-5-32. Serving process; time to plead.
      • ANNOTATIONS
    • 59A-5-33. Reciprocity provision.
      • ANNOTATIONS
  • ARTICLE 5A Risk-Based Capital
    • 59A-5A-1. Short title.
    • 59A-5A-2. Definitions.
    • 59A-5A-3. Risk-based capital reports.
    • 59A-5A-4. Company action level event.
    • 59A-5A-5. Regulatory action level event.
    • 59A-5A-6. Authorized control level event.
    • 59A-5A-7. Mandatory control level event.
    • 59A-5A-8. Challenge hearings.
    • 59A-5A-9. Confidentiality; prohibition on announcements; prohibition on use in ratemaking.
      • ANNOTATIONS
    • 59A-5A-10. Supplemental provisions; rules; exemption.
    • 59A-5A-11. Foreign insurers.
    • 59A-5A-12. Immunity.
    • 59A-5A-13. Notices.
      • ANNOTATIONS
  • ARTICLE 6 Fees and Taxes
    • 59A-6-1. Fee schedule.
      • ANNOTATIONS
    • 59A-6-1.1. Surcharge imposed; appropriation.
      • ANNOTATIONS
    • 59A-6-1.2. Property and casualty annual rates and forms filing fees.
      • ANNOTATIONS
    • 59A-6-1.3. Dishonored checks and other forms of payment; penalty.
      • ANNOTATIONS
    • 59A-6-2. Premium tax; health insurance premium surtax.
      • ANNOTATIONS
    • 59A-6-2.1. Repealed.
      • ANNOTATIONS
    • 59A-6-3. Insurer must pay tax on withdrawal from state.
    • 59A-6-4. Penalty for failure to report or pay tax or fees.
      • ANNOTATIONS
    • 59A-6-5. Distribution of division collections.
      • ANNOTATIONS
    • 59A-6-6. Preemption and in lieu provision.
      • ANNOTATIONS
    • 59A-6-7. Repealed.
      • ANNOTATIONS
  • ARTICLE 7 Kinds of Insurance; Limits of Risk; Reinsurance
    • 59A-7-1. Definitions not mutually exclusive; insuring powers; classification of insurers.
      • ANNOTATIONS
    • 59A-7-2. "Life" insurance defined.
      • ANNOTATIONS
    • 59A-7-3. "Health" insurance defined.
      • ANNOTATIONS
    • 59A-7-4. "Property" insurance defined.
      • ANNOTATIONS
    • 59A-7-5. "Marine and transportation," "wet marine" insurance defined.
      • ANNOTATIONS
    • 59A-7-6. "Casualty" insurance defined.
      • ANNOTATIONS
    • 59A-7-7. "Vehicle" insurance defined.
      • ANNOTATIONS
    • 59A-7-8. "Surety" insurance defined.
      • ANNOTATIONS
    • 59A-7-9. "Title" insurance defined.
    • 59A-7-10. Limit of risk.
      • ANNOTATIONS
    • 59A-7-11. Reinsurance.
      • ANNOTATIONS
  • ARTICLE 8 Assets and Liabilities
    • 59A-8-1. "Assets" defined.
      • ANNOTATIONS
    • 59A-8-2. Assets not allowed.
      • ANNOTATIONS
    • 59A-8-3. Disallowance of "wash" transactions.
    • 59A-8-4. Liabilities, in general.
      • ANNOTATIONS
    • 59A-8-5. Standard valuation law, life insurance and annuities.
      • ANNOTATIONS
    • 59A-8-6. Annual valuation; reserves.
      • ANNOTATIONS
    • 59A-8-7. Actuarial opinion of reserves.
      • ANNOTATIONS
    • 59A-8-7.1. Continued liability after assumption reinsurance transactions.
    • 59A-8-8. Loss reserves.
    • 59A-8-9. Unearned premium reserve, casualty, vehicle, property, marine and surety insurances.
      • ANNOTATIONS
    • 59A-8-10. Unearned premium reserve, marine and transportation insurance.
    • 59A-8-11. Title insurance reserves.
      • ANNOTATIONS
    • 59A-8-12. Mortgage guaranty contingency reserve.
    • 59A-8-13. Valuation of bonds.
      • ANNOTATIONS
    • 59A-8-14. Valuation of other securities.
      • ANNOTATIONS
    • 59A-8-15. Valuation of property.
      • ANNOTATIONS
    • 59A-8-16. Valuation of purchase money mortgages.
  • ARTICLE 9 Investments
    • 59A-9-1. Scope.
    • 59A-9-2. Eligible investments.
      • ANNOTATIONS
    • 59A-9-3. General qualifications.
    • 59A-9-4. Authorization and record of investments.
    • 59A-9-5. Diversification.
      • ANNOTATIONS
    • 59A-9-6. Public obligations.
    • 59A-9-7. Obligations, stock of certain federal and international agencies.
    • 59A-9-8. Corporate obligations.
    • 59A-9-9. Preferred or guaranteed stocks.
    • 59A-9-10. Common stocks.
    • 59A-9-11. Insurance stocks.
    • 59A-9-12. Investments in subsidiaries.
      • ANNOTATIONS
    • 59A-9-13. Common trust funds, mutual funds.
      • ANNOTATIONS
    • 59A-9-14. Equipment trust certificates.
    • 59A-9-15. Policy loans.
    • 59A-9-16. Collateral loans.
    • 59A-9-17. Savings and share accounts, time certificates.
    • 59A-9-18. Miscellaneous investments.
    • 59A-9-19. Special investments of separate account funds.
    • 59A-9-20. Special investments of title insurers.
    • 59A-9-21. Real property.
      • ANNOTATIONS
    • 59A-9-22. Real estate mortgages, deeds of trust.
      • ANNOTATIONS
    • 59A-9-23. Time limit for disposal of real property.
    • 59A-9-24. Time limit for disposal of other ineligible property and securities.
    • 59A-9-25. Failure to dispose of property or securities; effect; penalty.
    • 59A-9-26. Prohibited investments and investment underwriting.
      • ANNOTATIONS
    • 59A-9-27. Investments of foreign insurers.
  • ARTICLE 10 Administration of Deposits; Trusteed Assets of Alien Insurer
    • 59A-10-1. Authorized deposits.
      • ANNOTATIONS
    • 59A-10-2. Purpose of deposit.
    • 59A-10-3. Securities eligible for deposit.
      • ANNOTATIONS
    • 59A-10-4. State treasurer as depository.
      • ANNOTATIONS
    • 59A-10-5. Depositories designated by treasurer.
    • 59A-10-6. Excess deposits.
    • 59A-10-7. Insurer's rights during solvency.
      • ANNOTATIONS
    • 59A-10-8. Replenishment of deposit.
      • ANNOTATIONS
    • 59A-10-9. Release of deposit.
      • ANNOTATIONS
    • 59A-10-10. [Impairment of surety on bond in lieu of special deposit; requirement of new bond.]
      • ANNOTATIONS
    • 59A-10-11. Trusteed assets of alien insurer.
      • ANNOTATIONS
    • 59A-10-12. Purpose and duration.
    • 59A-10-13. Trust agreement.
    • 59A-10-14. Title; separation; accounting.
    • 59A-10-15. Examination of assets.
      • ANNOTATIONS
    • 59A-10-16. Withdrawal of assets.
    • 59A-10-17. Substitution of trustee.
    • 59A-10-18. Mexican, Canadian insurers.
    • 59A-10-19. Levy upon deposit.
  • ARTICLE 11 Licensing Procedures, Agents, Solicitors, Brokers, Adjusters and Others
    • 59A-11-1. Scope of article.
      • ANNOTATIONS
    • 59A-11-2. Application for license; individual.
      • ANNOTATIONS
    • 59A-11-3. Application by firm or corporation.
      • ANNOTATIONS
    • 59A-11-4. Temporary licenses.
      • ANNOTATIONS
    • 59A-11-5. Vending machine licenses.
      • ANNOTATIONS
    • 59A-11-6. Examination of applicant.
    • 59A-11-7. Character evaluation, criminal record.
    • 59A-11-8. Issuance, refusal of license.
      • ANNOTATIONS
    • 59A-11-9. License contents; number required.
      • ANNOTATIONS
    • 59A-11-10. Continuation, expiration of license.
      • ANNOTATIONS
    • 59A-11-11. License and appointment continuation, expiration; staggered dates system.
    • 59A-11-12. Appointment of agents; continuation.
    • 59A-11-13. Agents' rights; cancellation.
      • ANNOTATIONS
    • 59A-11-14. Suspension, revocation, refusal to continue license; grounds.
      • ANNOTATIONS
    • 59A-11-15. Procedure for suspension, revocation or refusal to continue license.
    • 59A-11-16. Duration of suspension.
    • 59A-11-17. Administrative fine in lieu [of suspension, etc.]
    • 59A-11-18. Relicensing after revocation or refusal to continue.
    • 59A-11-19. Return of license to superintendent.
    • 59A-11-20. License records.
    • 59A-11-21. Penalties.
  • ARTICLE 11A Insurance Consultants
    • 59A-11A-1. Insurance consultant; license required.
    • 59A-11A-2. Insurance consultant license; exemptions.
    • 59A-11A-3. Insurance consultant license; application; requirements for issuance; fee; renewal.
    • 59A-11A-4. Insurance consultant license; suspension or revocation; appeal; penalty.
      • ANNOTATIONS
    • 59A-11A-5. Insurance consultants; contracts and agreements.
      • ANNOTATIONS
    • 59A-11A-6. Insurance consultant; required acknowledgments.
    • 59A-11A-7. Payment from insurers or agents for sale of insurance prohibited; penalty.
    • 59A-11A-8. Acting as insurance consultant without a license prohibited; penalty.
  • ARTICLE 12 Insurance Agents, Brokers and Solicitors
    • 59A-12-1. Scope of article.
      • ANNOTATIONS
    • 59A-12-2. "Agent", "nonresident agent" defined.
      • ANNOTATIONS
    • 59A-12-3. "Broker", "nonresident broker" defined.
      • ANNOTATIONS
    • 59A-12-4. "Solicitor" defined.
      • ANNOTATIONS
    • 59A-12-5. "Service representative" defined.
    • 59A-12-6. License required; penalty.
      • ANNOTATIONS
    • 59A-12-7. Exemptions from license requirements.
    • 59A-12-8. Controlled business.
      • ANNOTATIONS
    • 59A-12-9. Controlled business; exception.
    • 59A-12-10. Licensing of lending institution; definitions and exceptions.
      • ANNOTATIONS
    • 59A-12-11. No license where shares or interest used as inducement to insurance.
    • 59A-12-12. General qualifications for individual agent, broker or solicitor license.
      • ANNOTATIONS
    • 59A-12-13. Special requirements, title insurance agents.
    • 59A-12-14. Special requirements as to solicitors.
    • 59A-12-15. Licensing firms, corporations.
      • ANNOTATIONS
    • 59A-12-16. Examination for license.
      • ANNOTATIONS
    • 59A-12-17. Scope of license.
      • ANNOTATIONS
    • 59A-12-18. Limited license.
      • ANNOTATIONS
    • 59A-12-19. Temporary licenses.
    • 59A-12-20. Place of business; display of license.
      • ANNOTATIONS
    • 59A-12-20.1. Change of address; notice required; penalty.
      • ANNOTATIONS
    • 59A-12-21. Records of general lines agent.
    • 59A-12-22. Fiduciary funds; agents, brokers, solicitors, surplus line brokers, bail bondsmen, motor club agents and others.
      • ANNOTATIONS
    • 59A-12-23. Insurance vending machines.
      • ANNOTATIONS
    • 59A-12-24. Sharing of commissions.
      • ANNOTATIONS
    • 59A-12-25. Nonresident brokers, nonresident agents and nonresident solicitors; retaliation.
      • ANNOTATIONS
    • 59A-12-26. Continued education.
      • ANNOTATIONS
    • 59A-12-26.1. Continuing education fund; appropriation.
  • ARTICLE 12A Insurance Administrators
    • 59A-12A-1. Scope of the article.
    • 59A-12A-2. Definitions.
      • ANNOTATIONS
    • 59A-12A-3. License required; penalty.
      • ANNOTATIONS
    • 59A-12A-4. Written agreement necessary.
    • 59A-12A-5. Payment to administrator.
    • 59A-12A-6. Maintenance of information.
    • 59A-12A-7. Approval of advertising.
    • 59A-12A-8. Underwriting provision.
    • 59A-12A-9. Premium collection.
    • 59A-12A-10. Payment of claims.
    • 59A-12A-11. Claim adjustment or settlement.
    • 59A-12A-12. Notification required.
    • 59A-12A-13. Business name.
    • 59A-12A-14. Confidentiality.
      • ANNOTATIONS
    • 59A-12A-15. Prohibited inducements.
    • 59A-12A-16. General and claims practices.
      • ANNOTATIONS
    • 59A-12A-17. Compliance deadline.
      • ANNOTATIONS
  • ARTICLE 12B Managing General Agents
    • 59A-12B-1. Short title.
    • 59A-12B-2. Definitions.
      • ANNOTATIONS
    • 59A-12B-3. Licensure.
      • ANNOTATIONS
    • 59A-12B-4. Required contract provisions.
    • 59A-12B-5. Duties of insurers.
    • 59A-12B-6. Examination authority.
    • 59A-12B-7. Penalties and liabilities.
      • ANNOTATIONS
    • 59A-12B-8. Effective date.
  • ARTICLE 12C Broker Controlled Insurers
    • 59A-12C-1. Short title.
    • 59A-12C-2. Definitions.
      • ANNOTATIONS
    • 59A-12C-3. Applicability.
    • 59A-12C-4. Minimum standards.
      • ANNOTATIONS
    • 59A-12C-5. Disclosure.
    • 59A-12C-6. Penalties.
      • ANNOTATIONS
    • 59A-12C-7. Effective date.
  • ARTICLE 12D Reinsurance Intermediaries
    • 59A-12D-1. Short title.
      • ANNOTATIONS
    • 59A-12D-2. Definitions.
      • ANNOTATIONS
    • 59A-12D-3. Licensure.
      • ANNOTATIONS
    • 59A-12D-4. Required contract provisions; reinsurance intermediary-brokers.
    • 59A-12D-5. Books and records; reinsurance intermediary-brokers.
    • 59A-12D-6. Duties of insurers utilizing the services of a reinsurance intermediary-broker.
    • 59A-12D-7. Required contract provisions; reinsurance intermediary-managers.
    • 59A-12D-8. Prohibited acts.
    • 59A-12D-9. Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.
    • 59A-12D-10. Examination authority.
    • 59A-12D-11. Penalties and liabilities.
      • ANNOTATIONS
    • 59A-12D-12. Effective date.
  • ARTICLE 13 Adjusters
    • 59A-13-1. Scope of article.
      • ANNOTATIONS
    • 59A-13-2. Definitions.
      • ANNOTATIONS
    • 59A-13-3. License required.
      • ANNOTATIONS
    • 59A-13-4. Qualifications for license as adjuster.
      • ANNOTATIONS
    • 59A-13-5. Bond.
      • ANNOTATIONS
    • 59A-13-6. Temporary license.
    • 59A-13-7. Separate license; independent, staff adjusters.
    • 59A-13-8. Powers conferred by adjuster license.
      • ANNOTATIONS
    • 59A-13-9. Place of business.
      • ANNOTATIONS
    • 59A-13-10. Records of independent adjuster.
    • 59A-13-11. Resident claims representative for payment of workers compensation claims.
  • ARTICLE 14 Surplus Line Insurance
    • 59A-14-1. Scope of article; purpose; necessity for regulation.
      • ANNOTATIONS
    • 59A-14-2. Definitions.
      • ANNOTATIONS
    • 59A-14-3. Placement of surplus lines insurance.
      • ANNOTATIONS
    • 59A-14-4. Eligible surplus lines insurers required.
      • ANNOTATIONS
    • 59A-14-4.1. Withdrawal of eligibility from a surplus line insurer.
      • ANNOTATIONS
    • 59A-14-5. Signature and special endorsement of surplus lines policy.
      • ANNOTATIONS
    • 59A-14-6. Surplus line insurance valid.
    • 59A-14-7. Surplus line broker license required; qualifications for license.
      • ANNOTATIONS
    • 59A-14-8. Repealed.
      • ANNOTATIONS
    • 59A-14-9. Broker may accept business from agents; compensation of others prohibited.
      • ANNOTATIONS
    • 59A-14-10. Office and records.
      • ANNOTATIONS
    • 59A-14-11. Duty to file reports and affidavits.
      • ANNOTATIONS
    • 59A-14-12. Premium tax on surplus line insurance.
      • ANNOTATIONS
    • 59A-14-13. Examination of surplus line broker.
    • 59A-14-14. Evidence of insurance; policy changes; penalties.
      • ANNOTATIONS
    • 59A-14-15. Liability of insurer.
      • ANNOTATIONS
    • 59A-14-16. Legal process against surplus line insurer; venue.
    • 59A-14-17. Certain other provisions applicable.
      • ANNOTATIONS
    • 59A-14-18. Violations and penalties.
  • ARTICLE 15 Unauthorized Insurers
    • 59A-15-1. Purposes of article.
      • ANNOTATIONS
    • 59A-15-2. Representing or aiding unauthorized insurer prohibited.
      • ANNOTATIONS
    • 59A-15-3. Inclusion of unauthorized insurer in coverage.
    • 59A-15-4. Insurance independently procured; duty to report and pay tax.
      • ANNOTATIONS
    • 59A-15-5. Validity of contract not impaired; right of insurer as to court action.
    • 59A-15-6. Superintendent is attorney of unauthorized insurer for service of process.
      • ANNOTATIONS
    • 59A-15-7. Service of process on unauthorized insurer.
      • ANNOTATIONS
    • 59A-15-8. Defense of action by unauthorized insurer; bond.
      • ANNOTATIONS
    • 59A-15-9. Enforcement of foreign decrees.
    • 59A-15-10. Penalty for violation.
      • ANNOTATIONS
    • 59A-15-11. Unauthorized Insurers False Advertising Process Law; title.
    • 59A-15-12. Notice to domiciliary supervisory official.
    • 59A-15-13. Action by superintendent.
    • 59A-15-14. Short title; Health Care Benefits Jurisdiction Act.
    • 59A-15-15. Purpose.
    • 59A-15-16. Jurisdiction over health care benefits providers presumed.
      • ANNOTATIONS
    • 59A-15-17. Demonstrating jurisdiction.
    • 59A-15-18. Examination.
      • ANNOTATIONS
    • 59A-15-19. Disclosure.
    • 59A-15-20. Multiple-employer welfare arrangements; regulations.
      • ANNOTATIONS
    • 59A-15-21. Short title.
  • ARTICLE 16 Trade Practices and Frauds
    • 59A-16-1. Scope of article.
      • ANNOTATIONS
    • 59A-16-2. Purpose of article.
    • 59A-16-3. Practices and acts prohibited, in general.
      • ANNOTATIONS
    • 59A-16-4. Misrepresentation, false advertising of policies.
      • ANNOTATIONS
    • 59A-16-5. False information, advertising.
      • ANNOTATIONS
    • 59A-16-6. "Twisting" prohibited.
    • 59A-16-7. Replacement of life insurance.
    • 59A-16-8. Falsification, omission of records; misleading financial statements.
      • ANNOTATIONS
    • 59A-16-9. Publication of nonstatutory financial statements.
      • ANNOTATIONS
    • 59A-16-10. Defamation.
    • 59A-16-11. Unfair discrimination prohibited; life and health insurance.
      • ANNOTATIONS
    • 59A-16-11.1. Medical Insurance Pool Act; unfair referral.
      • ANNOTATIONS
    • 59A-16-12. Discrimination in insurance.
      • ANNOTATIONS
    • 59A-16-12.1. Discrimination on the basis of deterioration in health.
    • 59A-16-13. Prohibiting sex discrimination in insurance.
      • ANNOTATIONS
    • 59A-16-13.1. Craniomandibular and temporomandibular joint disorders.
      • ANNOTATIONS
    • 59A-16-13.2. Discrimination on the basis of blindness.
    • 59A-16-14. Coercion of business prohibited; notice required; charges prohibited.
    • 59A-16-15. Rebates and certain inducements prohibited; life, health and annuity contracts.
      • ANNOTATIONS
    • 59A-16-16. Exceptions to rebate and inducement prohibition; life, health and annuity contracts.
    • 59A-16-17. Unfair discrimination, rebates prohibited; other coverages.
      • ANNOTATIONS
    • 59A-16-18. Receipt of rebates and inducements; penalty.
      • ANNOTATIONS
    • 59A-16-19. Monopolistic practices prohibited.
    • 59A-16-20. Unfair claims practices defined and prohibited.
      • ANNOTATIONS
    • 59A-16-20.1. Homeowner's casualty insurance; premium rate and policy; protection after natural disaster.
      • ANNOTATIONS
    • 59A-16-21. Payment of claim by check or draft; failure to pay; interest.
      • ANNOTATIONS
    • 59A-16-21.1. Health plan requirements.
      • ANNOTATIONS
    • 59A-16-22. Record of complaints required.
    • 59A-16-23. False applications, claims, proofs of loss.
      • ANNOTATIONS
    • 59A-16-24. Illegal dealing in premiums; excess charges for coverage.
      • ANNOTATIONS
    • 59A-16-25. Knowledge of insurer of prohibited acts.
    • 59A-16-26. Insurer name; deceptive use prohibited.
    • 59A-16-27. Desist orders for prohibited practices.
      • ANNOTATIONS
    • 59A-16-28. Procedure as to undefined practices.
      • ANNOTATIONS
    • 59A-16-29. Penalties.
      • ANNOTATIONS
    • 59A-16-30. Private right of action.
      • ANNOTATIONS
  • ARTICLE 16A Insurance Fraud Reporting Immunity
    • 59A-16A-1 to 59A-16A-4. Repealed.
      • ANNOTATIONS
  • ARTICLE 16B Domestic Abuse Insurance Protection
    • 59A-16B-1. Short title.
    • 59A-16B-2. Purpose of act.
    • 59A-16B-3. Definitions.
      • ANNOTATIONS
    • 59A-16B-4. Unfair discrimination on the basis of a person's abuse status prohibited.
      • ANNOTATIONS
    • 59A-16B-5. Justification of adverse insurance underwriting decisions.
    • 59A-16B-6. Insurance company procedures to protect the safety and privacy of victims of domestic abuse.
    • 59A-16B-7. Rules and regulations.
    • 59A-16B-8. Lawful policy terms and conditions preserved.
    • 59A-16B-9. Applicability.
    • 59A-16B-10. Civil administrative penalty; superintendent's orders.
      • ANNOTATIONS
  • ARTICLE 16C Insurance Fraud Act
    • 59A-16C-1. Short title.
    • 59A-16C-2. Findings; purpose.
    • 59A-16C-3. Definitions.
      • ANNOTATIONS
    • 59A-16C-4. Superintendent's duties.
    • 59A-16C-5. Superintendent's authority.
    • 59A-16C-6. Notice and cooperation required; tolling period.
    • 59A-16C-7. Immunity from civil liability; private insurance fraud reports and enforcement actions.
    • 59A-16C-8. Warning required.
    • 59A-16C-9. Report of conviction.
    • 59A-16C-10. Insurer anti-fraud initiatives; special investigative units.
    • 59A-16C-11. Investigators' powers.
      • ANNOTATIONS
    • 59A-16C-12. Attorney general's duties.
    • 59A-16C-13. Insurance fraud policy advisory group.
    • 59A-16C-14. Insurance fraud fund created; appropriation.
      • ANNOTATIONS
    • 59A-16C-15. Application of act to other acts.
    • 59A-16C-16. Rules.
  • ARTICLE 17 Insurance Rates and Rating
    • 59A-17-1. Short title.
      • ANNOTATIONS
    • 59A-17-2. Scope of article; exemptions.
      • ANNOTATIONS
    • 59A-17-3. Purposes of article.
    • 59A-17-4. Definitions.
      • ANNOTATIONS
    • 59A-17-5. Administration of insurance rate regulatory law.
      • ANNOTATIONS
    • 59A-17-5.1. Underwriting guidelines.
      • ANNOTATIONS
    • 59A-17-6. Rate standards.
      • ANNOTATIONS
    • 59A-17-6.1. Competitive market.
      • ANNOTATIONS
    • 59A-17-6.2. Reverse competitive market.
      • ANNOTATIONS
    • 59A-17-7. Rating methods.
      • ANNOTATIONS
    • 59A-17-7.1. Motor vehicle liability; not-at-fault accidents.
      • ANNOTATIONS
    • 59A-17-8. Making of rates; workers' compensation; rate calculations; rate classifications.
      • ANNOTATIONS
    • 59A-17-9. Filing of rates.
      • ANNOTATIONS
    • 59A-17-10. Repealed.
      • ANNOTATIONS
    • 59A-17-10.1. Workers' compensation insurance; policy and rate required for employers not domiciled in state.
    • 59A-17-11. Filings open to inspection.
      • ANNOTATIONS
    • 59A-17-11.1. Consumer information.
      • ANNOTATIONS
    • 59A-17-12. Insurer must adhere to rates; consent to rate.
      • ANNOTATIONS
    • 59A-17-13. Grounds and procedures for disapproval of rates.
      • ANNOTATIONS
    • 59A-17-13.1. Discounts on homeowners' policies for burglary protections.
      • ANNOTATIONS
    • 59A-17-13.2. Large commercial policyholders.
      • ANNOTATIONS
    • 59A-17-14. Repealed.
      • ANNOTATIONS
    • 59A-17-15. Repealed.
      • ANNOTATIONS
    • 59A-17-16. Requirement for supporting information.
      • ANNOTATIONS
    • 59A-17-17. Use of advisory organization filings.
      • ANNOTATIONS
    • 59A-17-17.1. Experience modification factor; workers' compensation claims; New Mexico Works Act.
      • ANNOTATIONS
    • 59A-17-18. Advisory organizations; license required; obligation to provide service.
      • ANNOTATIONS
    • 59A-17-19. Advisory organizations; licensing.
      • ANNOTATIONS
    • 59A-17-20. Suspension, revocation of license.
      • ANNOTATIONS
    • 59A-17-21. Conduct of advisory organization.
      • ANNOTATIONS
    • 59A-17-22. Repealed.
      • ANNOTATIONS
    • 59A-17-22.1. Repealed.
      • ANNOTATIONS
    • 59A-17-23. Advisory organizations; appeal by minority.
      • ANNOTATIONS
    • 59A-17-24. Repealed.
      • ANNOTATIONS
    • 59A-17-25. Joint underwriting, joint reinsurance pool and residual market mechanisms.
      • ANNOTATIONS
    • 59A-17-26. Binding agreements by insurers.
      • ANNOTATIONS
    • 59A-17-27. Cooperative activities authorized.
      • ANNOTATIONS
    • 59A-17-28. Recording, reporting of experience.
      • ANNOTATIONS
    • 59A-17-29. Exchange of data, consultation authorized.
      • ANNOTATIONS
    • 59A-17-30. Information to be furnished insureds; hearings and appeals of insureds.
      • ANNOTATIONS
    • 59A-17-31. False or misleading information.
      • ANNOTATIONS
    • 59A-17-32. Examination of advisory and joint underwriting organizations, joint reinsurance pools and residual market mechanisms.
      • ANNOTATIONS
    • 59A-17-33. Enforcement; cease and desist, injunctions; penalties.
      • ANNOTATIONS
    • 59A-17-34. Hearing and review as to superintendent's actions.
      • ANNOTATIONS
    • 59A-17-35. Appeals from commission.
      • ANNOTATIONS
    • 59A-17-36. Rate filing; failure to submit data; penalty.
      • ANNOTATIONS
  • ARTICLE 17A Personal Insurance Credit Information Act
    • 59A-17A-1. Short title.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-2. Purpose and application.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-3. Definitions.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-4. Use of credit information; limits on use.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-5. Exception procedures.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-6. Error correction.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-7. Initial notification of use of credit information.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-8. Adverse action notification.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-9. Insurance scoring filings.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-10. Rulemaking authority.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-17A-11. Severability.
      • ANNOTATIONS
      • ANNOTATIONS
  • ARTICLE 18 The Insurance Contract
    • 59A-18-1. Scope of article.
      • ANNOTATIONS
    • 59A-18-2. "Policy" defined.
    • 59A-18-3. "Premium" defined.
      • ANNOTATIONS
    • 59A-18-4. Insurable interest; personal insurance.
      • ANNOTATIONS
    • 59A-18-5. Insurable interest, life insurance; exception when certain institutions designated beneficiary.
      • ANNOTATIONS
    • 59A-18-6. Insurable interest, property.
      • ANNOTATIONS
    • 59A-18-7. Power to contract for insurance; purchase of insurance or annuity by minor.
      • ANNOTATIONS
    • 59A-18-8. Consent of insured; life, health insurance.
      • ANNOTATIONS
    • 59A-18-9. Alteration of application; life, health insurance.
    • 59A-18-10. Application as evidence.
      • ANNOTATIONS
    • 59A-18-11. Representation in application.
      • ANNOTATIONS
    • 59A-18-12. Filing of forms and classifications; review of effect upon insured.
      • ANNOTATIONS
    • 59A-18-13. Approval or disapproval of health insurance forms.
      • ANNOTATIONS
    • 59A-18-13.1. Adjusted community rating.
      • ANNOTATIONS
    • 59A-18-14. Grounds, procedure for disapproval.
      • ANNOTATIONS
    • 59A-18-15. Repealed.
      • ANNOTATIONS
    • 59A-18-16. Continuation of coverage and conversion rights; accident and health insurance policies; notice.
      • ANNOTATIONS
    • 59A-18-16.1. Group coverage discontinuance and replacement.
    • 59A-18-17. Standard provisions, in general.
      • ANNOTATIONS
    • 59A-18-18. Charter, bylaw provisions.
    • 59A-18-19. Execution of policies.
    • 59A-18-20. Underwriters' and combination policies.
    • 59A-18-21. Validity, construction of noncomplying forms.
      • ANNOTATIONS
    • 59A-18-22. Binders.
      • ANNOTATIONS
    • 59A-18-23. Delivery of policy, motor vehicle vendors, mortgagees, pledgees.
      • ANNOTATIONS
    • 59A-18-24. Agents, brokers; whom represent.
      • ANNOTATIONS
    • 59A-18-25. Allowance for inflation.
      • ANNOTATIONS
    • 59A-18-26. Payment discharges insurer.
    • 59A-18-27. Forms of proof of loss to be furnished.
    • 59A-18-27.1. Universal claim forms.
    • 59A-18-28. Notice; waiver.
      • ANNOTATIONS
    • 59A-18-29. Cancellation of certain policies.
      • ANNOTATIONS
    • 59A-18-30. Disclosure of premium and claim data.
      • ANNOTATIONS
    • 59A-18-31. Accident and health policy or certificate provisions relating to individuals who are eligible for medical benefits under the medicaid program.
      • ANNOTATIONS
  • ARTICLE 19 Policy Language Simplification
    • 59A-19-1. Short title; exclusive control.
      • ANNOTATIONS
    • 59A-19-2. Scope of article.
    • 59A-19-3. Definitions.
    • 59A-19-4. Minimum language simplification standards.
    • 59A-19-5. Superintendent may allow lower reading ease score.
    • 59A-19-6. Approval of forms.
      • ANNOTATIONS
    • 59A-19-7. Effective date of approval requirement.
  • ARTICLE 20 Life Insurance and Annuity Contracts
    • 59A-20-1. Scope of article.
      • ANNOTATIONS
    • 59A-20-2. "Annuity", "industrial life insurance" defined.
      • ANNOTATIONS
    • 59A-20-3. Standard provisions required.
      • ANNOTATIONS
    • 59A-20-4. Grace period.
    • 59A-20-5. Incontestability.
      • ANNOTATIONS
    • 59A-20-6. Entire contract.
    • 59A-20-7. Misstatement of age.
    • 59A-20-8. Dividends, participating policies.
    • 59A-20-9. Policy loans.
      • ANNOTATIONS
    • 59A-20-10. Policy loan interest rates.
    • 59A-20-11. Table of installments.
    • 59A-20-12. Reinstatement.
    • 59A-20-13. Premium.
    • 59A-20-14. Payment of claims.
      • ANNOTATIONS
    • 59A-20-15. Beneficiary, industrial policies.
      • ANNOTATIONS
    • 59A-20-16. Incontestability; excluded or restricted coverage; after reinstatement.
      • ANNOTATIONS
    • 59A-20-17. Standard provisions, annuity and pure endowment contracts.
      • ANNOTATIONS
    • 59A-20-18. Annuities, grace period.
    • 59A-20-19. Annuities, incontestability.
    • 59A-20-20. Annuities, entire contract.
    • 59A-20-21. Annuities, misstatement of age or sex.
    • 59A-20-22. Annuities, dividends.
    • 59A-20-23. Annuities, reinstatement.
    • 59A-20-24. Standard provisions; reversionary annuities.
      • ANNOTATIONS
    • 59A-20-25. Limitation of liability.
      • ANNOTATIONS
    • 59A-20-26. Prohibited provisions.
      • ANNOTATIONS
    • 59A-20-27. Provisions required by other jurisdictions.
      • ANNOTATIONS
    • 59A-20-28. Special requirements as to participating policies.
    • 59A-20-29. Prohibited policy plans.
      • ANNOTATIONS
    • 59A-20-30. Variable contract law.
      • ANNOTATIONS
    • 59A-20-31. Standard Nonforfeiture Law; life insurance.
      • ANNOTATIONS
    • 59A-20-32. Nonforfeiture benefits, cash surrender values; life policies issued prior to operative date of 1943 Standard Nonforfeiture Law.
      • ANNOTATIONS
    • 59A-20-33. Standard Nonforfeiture Law - individual deferred annuities.
      • ANNOTATIONS
    • 59A-20-34 to 59A-20-36. Repealed.
      • ANNOTATIONS
  • ARTICLE 20A Viatical Settlements
    • 59A-20A-1. Short title.
      • ANNOTATIONS
    • 59A-20A-2. Definitions.
      • ANNOTATIONS
    • 59A-20A-3. License requirements; fees.
      • ANNOTATIONS
    • 59A-20A-4. License denial, suspension, revocation or refusal to renew.
      • ANNOTATIONS
    • 59A-20A-5. Approval of viatical settlement contracts and disclosure statements; contract terms.
      • ANNOTATIONS
    • 59A-20A-6. Reporting requirements and confidentiality.
      • ANNOTATIONS
    • 59A-20A-7. Examination.
      • ANNOTATIONS
    • 59A-20A-8. Disclosure.
      • ANNOTATIONS
    • 59A-20A-9. General rules.
      • ANNOTATIONS
    • 59A-20A-10. Rules and standards.
      • ANNOTATIONS
    • 59A-20A-11. Relationship to other laws.
      • ANNOTATIONS
  • ARTICLE 21 Group Life Insurance
    • 59A-21-1. Short title; purpose.
      • ANNOTATIONS
    • 59A-21-2. Group contracts must meet requirements.
      • ANNOTATIONS
    • 59A-21-3. "Group policy" defined.
      • ANNOTATIONS
    • 59A-21-4. Employee groups.
      • ANNOTATIONS
    • 59A-21-5. Debtor groups.
    • 59A-21-6. Labor union groups.
      • ANNOTATIONS
    • 59A-21-7. Trustee groups.
      • ANNOTATIONS
    • 59A-21-8. Association groups.
    • 59A-21-9. Discretionary groups.
    • 59A-21-10. Dependents' coverage.
      • ANNOTATIONS
    • 59A-21-11. Standard and required provisions.
      • ANNOTATIONS
    • 59A-21-12. Grace period.
      • ANNOTATIONS
    • 59A-21-13. Noncontestability.
    • 59A-21-14. Statements by insured.
    • 59A-21-15. Evidence of insurability.
      • ANNOTATIONS
    • 59A-21-16. Misstatement of age.
    • 59A-21-17. Payment to beneficiary; funeral expenses.
      • ANNOTATIONS
    • 59A-21-18. Certificate or statement of insurance protection.
    • 59A-21-19. Conversion privilege; termination of membership in group or by death of employee.
      • ANNOTATIONS
    • 59A-21-20. Conversion privilege; termination of group policy.
      • ANNOTATIONS
    • 59A-21-21. Conversion privilege; death benefit.
    • 59A-21-22. Conversion privilege; extension by failure to give notice.
      • ANNOTATIONS
    • 59A-21-23. Continuance of coverage during total disability.
    • 59A-21-24. Assignment of interest under policy.
      • ANNOTATIONS
    • 59A-21-25. Coverage under group policy issued in another state.
    • 59A-21-26. Purpose.
      • ANNOTATIONS
    • 59A-21-27. Definition.
      • ANNOTATIONS
    • 59A-21-28. Maximum rate of interest on policy loans.
      • ANNOTATIONS
  • ARTICLE 22 Health Insurance Contracts
    • 59A-22-1. Scope of article.
      • ANNOTATIONS
    • 59A-22-2. Form and content of policy.
      • ANNOTATIONS
    • 59A-22-3. Required provisions.
      • ANNOTATIONS
    • 59A-22-4. Entire contract; changes.
    • 59A-22-5. Time limit on certain defenses.
      • ANNOTATIONS
    • 59A-22-6. Grace period.
    • 59A-22-7. Reinstatement.
    • 59A-22-8. Notice of claim.
      • ANNOTATIONS
    • 59A-22-9. Claim forms.
    • 59A-22-10. Proofs of loss.
    • 59A-22-11. Time of payment of claims.
    • 59A-22-12. Payment of claims.
    • 59A-22-13. Physical examination and autopsy.
    • 59A-22-14. Legal actions.
      • ANNOTATIONS
    • 59A-22-15. Change of beneficiary:[.]
      • ANNOTATIONS
    • 59A-22-16. Optional provisions.
      • ANNOTATIONS
    • 59A-22-17. Change of occupation.
    • 59A-22-18. Misstatement of age.
    • 59A-22-19. Other insurance in this insurance company.
      • ANNOTATIONS
    • 59A-22-20. Insurance with other insurance companies.
      • ANNOTATIONS
    • 59A-22-21. Insurance with other insurance companies [; alternative provision]
      • ANNOTATIONS
    • 59A-22-22. Relation of earnings to insurance.
    • 59A-22-23. Unpaid premium.
    • 59A-22-24. Cancellation.
      • ANNOTATIONS
    • 59A-22-25. Conformity with state statutes.
      • ANNOTATIONS
    • 59A-22-26. Order of certain policy provisions.
    • 59A-22-27. Third party ownership.
      • ANNOTATIONS
    • 59A-22-28. Requirements of other jurisdictions.
    • 59A-22-29. Conforming to statute.
      • ANNOTATIONS
    • 59A-22-30. Age limit.
      • ANNOTATIONS
    • 59A-22-30.1. Maximum age of dependent.
      • ANNOTATIONS
      • ANNOTATIONS
    • 59A-22-31. Industrial health insurance.
      • ANNOTATIONS
    • 59A-22-32. Freedom of choice of hospital and practitioner.
      • ANNOTATIONS
    • 59A-22-32.1. Freedom of choice.
    • 59A-22-33. Handicapped children; coverage continued.
    • 59A-22-34. Newly born children coverage.
      • ANNOTATIONS
    • 59A-22-34.1. Coverage for adopted children.
    • 59A-22-34.2. Coverage of children.
      • ANNOTATIONS
    • 59A-22-34.3. Childhood immunization coverage required.
    • 59A-22-34.4. Coverage of circumcision for newborn males.
      • ANNOTATIONS
    • 59A-22-34.5. Hearing aid coverage for children required.
      • ANNOTATIONS
    • 59A-22-35. Maternity transport required.
      • ANNOTATIONS
    • 59A-22-36. Home health care service option required.
    • 59A-22-37. "Franchise" insurance.
    • 59A-22-38. Individual health insurance; policy provisions relating to individuals who are eligible for medical benefits under the medicaid program.
      • ANNOTATIONS
    • 59A-22-39. Coverage for mammograms.
      • ANNOTATIONS
    • 59A-22-39.1. Mastectomies and lymph node dissection; minimum hospital stay coverage required.
    • 59A-22-40. Coverage for cytologic and human papillomavirus screening.
      • ANNOTATIONS
    • 59A-22-40.1. Coverage for the human papillomavirus vaccine.
      • ANNOTATIONS
    • 59A-22-41. Coverage for individuals with diabetes.
      • ANNOTATIONS
    • 59A-22-41.1. Coverage for medical diets for genetic inborn errors of metabolism.
      • ANNOTATIONS
    • 59A-22-42. Coverage for prescription contraceptive drugs or devices.
      • ANNOTATIONS
    • 59A-22-43. Required coverage of patient costs incurred in cancer clinical trials. (Repealed effective July 1, 2009.)
      • ANNOTATIONS
    • 59A-22-44. Coverage for smoking cessation treatment.
      • ANNOTATIONS
    • 59A-22-45. Coverage of alpha-fetoprotein IV screening test.
      • ANNOTATIONS
    • 59A-22-46. Coverage of part-time employees.
      • ANNOTATIONS
    • 59A-22-47. Coverage of colorectal cancer screening.
      • ANNOTATIONS
    • 59A-22-48. General anesthesia and hospitalization for dental surgery.
      • ANNOTATIONS
  • ARTICLE 22A Preferred Provider Arrangements
    • 59A-22A-1. Short title.
    • 59A-22A-2. Purpose.
    • 59A-22A-3. Definitions.
    • 59A-22A-4. Preferred provider arrangements.
    • 59A-22A-5. Health benefit plans.
    • 59A-22A-6. Preferred provider participation requirements.
    • 59A-22A-7. General requirements.
  • ARTICLE 23 Group and Blanket Health Insurance Contracts
    • 59A-23-1. Scope of article.
      • ANNOTATIONS
    • 59A-23-2. Blanket health insurance.
      • ANNOTATIONS
    • 59A-23-3. Group health insurance.
      • ANNOTATIONS
    • 59A-23-3.1. Group insurance reports required.
      • ANNOTATIONS
    • 59A-23-4. Other provisions applicable.
      • ANNOTATIONS
    • 59A-23-5. Extended disability benefit.
    • 59A-23-6. Alcohol dependency coverage.
      • ANNOTATIONS
    • 59A-23-6.1. Coverage of alpha-fetoprotein IV screening test.
      • ANNOTATIONS
    • 59A-23-7. Blanket or group health policy or certificate; provisions relating to individuals who are eligible for medical benefits under the medicaid program.
      • ANNOTATIONS
    • 59A-23-7.1. Reserved.
    • 59A-23-7.2. Coverage of children.
      • ANNOTATIONS
    • 59A-23-7.3. Maximum age of dependent.
      • ANNOTATIONS
    • 59A-23-7.4. Coverage of circumcision for newborn males.
      • ANNOTATIONS
    • 59A-23-7.5. Coverage of part-time employees.
      • ANNOTATIONS
    • 59A-23-7.6. Coverage of colorectal cancer screening.
      • ANNOTATIONS
    • 59A-23-7.7. General anesthesia and hospitalization for dental surgery.
      • ANNOTATIONS
    • 59A-23-7.8. Hearing aid coverage for children required.
      • ANNOTATIONS
    • 59A-23-8. Group formed to purchase health insurance; limitations.
    • 59A-23-9. Out-of-state associations and trusts.
    • 59A-23-10. Employer utilization and loss data availability.
      • ANNOTATIONS
  • ARTICLE 23A Long-Term Care Insurance
    • 59A-23A-1. Short title.
      • ANNOTATIONS
    • 59A-23A-2. Purpose.
      • ANNOTATIONS
    • 59A-23A-3. Scope.
      • ANNOTATIONS
    • 59A-23A-4. Definitions.
      • ANNOTATIONS
    • 59A-23A-5. Extraterritorial jurisdiction; group long-term care insurance.
      • ANNOTATIONS
    • 59A-23A-6. Long-term care insurance; standards; requirements.
      • ANNOTATIONS
    • 59A-23A-7. Preexisting condition; definition; coverage.
    • 59A-23A-8. Incontestability period.
      • ANNOTATIONS
    • 59A-23A-9. Authority to promulgate regulations.
    • 59A-23A-10. Penalties.
    • 59A-23A-11. Filing requirements for advertising.
  • ARTICLE 23B Minimum Healthcare Protection
    • 59A-23B-1. Short title.
      • ANNOTATIONS
    • 59A-23B-2. Purpose.
      • ANNOTATIONS
    • 59A-23B-3. Policy or plan; definition; criteria.
      • ANNOTATIONS
    • 59A-23B-4. Mandated and optional offering of policy or plan; exemption from certain requirements.
      • ANNOTATIONS
    • 59A-23B-5. Policy or plan disclosure requirements.
      • ANNOTATIONS
    • 59A-23B-6. Forms and rates; approval of the superintendent; adjusted community rating.
      • ANNOTATIONS
    • 59A-23B-7. Recordkeeping and reporting requirements.
    • 59A-23B-8. Continuation of coverage and conversion rights.
      • ANNOTATIONS
    • 59A-23B-9. Premium tax exemption.
      • ANNOTATIONS
    • 59A-23B-10. Individuals eligible for medicaid benefits.
      • ANNOTATIONS
    • 59A-23B-10.1. Reserved.
    • 59A-23B-10.2. Coverage of children.
      • ANNOTATIONS
    • 59A-23B-11. Rules and regulations.
      • ANNOTATIONS
    • 59A-23B-12. Employer utilization and loss data availability.
      • ANNOTATIONS
  • ARTICLE 23C Small Group Rate and Renewability
    • 59A-23C-1. Short title.
      • ANNOTATIONS
    • 59A-23C-2. Purpose of act.
      • ANNOTATIONS
    • 59A-23C-3. Definitions.
      • ANNOTATIONS
    • 59A-23C-4. Health insurance plans subject to the Small Group Rate and Renewability Act.
      • ANNOTATIONS
    • 59A-23C-5. Restrictions relating to premium rates.
      • ANNOTATIONS
    • 59A-23C-5.1. Adjusted community rating.
      • ANNOTATIONS
    • 59A-23C-6. Provisions on renewability of coverage.
      • ANNOTATIONS
    • 59A-23C-7. Disclosure of rating practices and renewability provisions.
      • ANNOTATIONS
    • 59A-23C-7.1. Preexisting conditions; limitations.
      • ANNOTATIONS
    • 59A-23C-8. Maintenance of records.
      • ANNOTATIONS
    • 59A-23C-8.1. Employer utilization and loss data availability.
      • ANNOTATIONS
    • 59A-23C-9. Discretion of the superintendent.
      • ANNOTATIONS
  • ARTICLE 23D Medical Care Savings Accounts
    • 59A-23D-1. Short title.
      • ANNOTATIONS
    • 59A-23D-2. Definitions.
      • ANNOTATIONS
    • 59A-23D-3. Account administrator; registration with department; department powers and duties.
      • ANNOTATIONS
    • 59A-23D-4. Medical care savings account program.
      • ANNOTATIONS
    • 59A-23D-5. Account administrator; employer and employee responsibilities.
      • ANNOTATIONS
    • 59A-23D-6. Withdrawals.
      • ANNOTATIONS
    • 59A-23D-7. Report.
      • ANNOTATIONS
  • ARTICLE 23E Health Insurance Portability
    • 59A-23E-1. Short title.
      • ANNOTATIONS
    • 59A-23E-2. Definitions.
      • ANNOTATIONS
    • 59A-23E-3. Group health plan; group health insurance; limitation on preexisting condition exclusion period; crediting for periods of previous coverage.
      • ANNOTATIONS
    • 59A-23E-4. Group health plan; group health insurance; prohibition of exclusions in certain cases.
      • ANNOTATIONS
    • 59A-23E-5. Group health plan; rules for crediting previous coverage.
      • ANNOTATIONS
    • 59A-23E-6. Group health plan; group health insurance; method of crediting coverage; election; notice of election.
      • ANNOTATIONS
    • 59A-23E-7. Group health plan; group health insurance; certification and disclosure of coverage.
      • ANNOTATIONS
    • 59A-23E-8. Group health plan; group health insurance; special enrollment periods for individuals losing other coverage.
      • ANNOTATIONS
    • 59A-23E-9. Group health plan; special enrollment periods for dependent beneficiaries.
      • ANNOTATIONS
    • 59A-23E-10. Group health plan; group health insurance; use of affiliation period by health maintenance organizations as alternative to preexisting condition exclusion.
      • ANNOTATIONS
    • 59A-23E-11. Group health plan; group health insurance; prohibiting discrimination based on health status against individual participants and beneficiaries in eligibility to enroll.
      • ANNOTATIONS
    • 59A-23E-12. Group health plan; group health insurance; prohibiting discrimination based on health status against individual participants and beneficiaries in premium contributions.
      • ANNOTATIONS
    • 59A-23E-13. Health insurance issuers; guaranteed availability of coverage for employers in small group market; exceptions for network plans, insufficient financial capacity and bona fide associations; employer contribution rules.
      • ANNOTATIONS
    • 59A-23E-14. Health insurance issuers; guaranteed renewability of coverage for employers in the small or large group market; requirement and exceptions to requirement.
      • ANNOTATIONS
    • 59A-23E-15. Disclosure of information by health insurance issuers; offering health insurance coverage to small employers.
      • ANNOTATIONS
    • 59A-23E-16. Exclusions, limitations and exceptions for certain group health plans and group health insurance.
      • ANNOTATIONS
    • 59A-23E-17. Treatment of partners and self-employed individuals in connection with group health plans.
      • ANNOTATIONS
    • 59A-23E-18. Requirement for mental health benefits in a group health plan, or group health insurance offered in connection with the plan, for a plan year of an employer.
      • ANNOTATIONS
    • 59A-23E-19. Individual health insurance coverage; guaranteed renewability; exceptions.
    • 59A-23E-20. Certification of coverage by issuers in the individual market.
  • ARTICLE 24 Health Insurance for Seniors
    • 59A-24-1 to 59A-24-7. Repealed.
      • ANNOTATIONS
    • 59A-24-8. Recompiled.
      • ANNOTATIONS
  • ARTICLE 24A Medicare Supplements
    • 59A-24A-1. Short title.
      • ANNOTATIONS
    • 59A-24A-2. Applicability and scope.
      • ANNOTATIONS
    • 59A-24A-3. Definitions.
      • ANNOTATIONS
    • 59A-24A-4. Standards for policy provisions; authority to promulgate regulations.
      • ANNOTATIONS
    • 59A-24A-5. Repealed.
      • ANNOTATIONS
    • 59A-24A-6. Loss ratio standards.
      • ANNOTATIONS
    • 59A-24A-7. Repealed.
      • ANNOTATIONS
    • 59A-24A-8. Filing of health insurance for seniors; rates and forms.
      • ANNOTATIONS
    • 59A-24A-9. Disclosure standards.
      • ANNOTATIONS
    • 59A-24A-10. Notice of free examination.
      • ANNOTATIONS
    • 59A-24A-11. Limitation of sales of medicare supplement policies and other policies designed to reimburse or pay as the result of hospitalization for hospital, medical or surgical expenses.
      • ANNOTATIONS
    • 59A-24A-12. Filing requirements for advertising.
      • ANNOTATIONS
    • 59A-24A-13. Administrative procedures.
    • 59A-24A-14. Penalties.
      • ANNOTATIONS
    • 59A-24A-15. Medicare supplement policy; provisions relating to individuals who are eligible for medical benefits under the medicaid program.
      • ANNOTATIONS
    • 59A-24A-16. Rules and regulations; procedures.
      • ANNOTATIONS
  • ARTICLE 25 Credit Life and Credit Health Insurance
    • 59A-25-1. Scope and short title.
      • ANNOTATIONS
    • 59A-25-2. Purpose.
    • 59A-25-3. Definitions.
    • 59A-25-4. Forms of credit life, credit health insurances.
    • 59A-25-5. Amount of insurance.
    • 59A-25-6. Term of insurance.
    • 59A-25-7. Provisions of policies and certificates; disclosure to debtors.
      • ANNOTATIONS
    • 59A-25-8. Filing, approval and withdrawal of forms.
      • ANNOTATIONS
    • 59A-25-9. Premiums and refunds.
    • 59A-25-10. Authorized insurer, licensed agent required.
    • 59A-25-11. Claims administration.
    • 59A-25-12. Existing insurance; choice of insurer.
    • 59A-25-13. Director of financial institutions division to report violations.
    • 59A-25-14. Penalties.
  • ARTICLE 26 Casualty Insurance Contracts
    • 59A-26-1. Scope of article.
      • ANNOTATIONS
  • ARTICLE 27 Marine and Transportation Insurance Contracts
    • 59A-27-1. Scope of article.
      • ANNOTATIONS
  • ARTICLE 28 Mortgage Guaranty Insurance Contracts
    • 59A-28-1. Scope of article.
  • ARTICLE 29 Property Insurance Contracts; Fair Plan Act
    • 59A-29-1. Short title.
      • ANNOTATIONS
    • 59A-29-2. Organization of FAIR plan and underwriting association.
      • ANNOTATIONS
    • 59A-29-3. Participation.
      • ANNOTATIONS
    • 59A-29-4. Requirements of plan and authority of association.
      • ANNOTATIONS
    • 59A-29-5. Changes in plan or articles.
      • ANNOTATIONS
    • 59A-29-6. Appeals; judicial review.
      • ANNOTATIONS
    • 59A-29-7. Immunity.
      • ANNOTATIONS
    • 59A-29-8. Repealed.
      • ANNOTATIONS
    • 59A-29-9. Retroactive application.
      • ANNOTATIONS
    • 59A-29-10 to 59A-29-12. Repealed.
      • ANNOTATIONS
  • ARTICLE 30 Title Insurance
    • 59A-30-1. Short title.
      • ANNOTATIONS
    • 59A-30-2. Purpose and legislative intent of article.
    • 59A-30-3. Definitions.
    • 59A-30-4. Control and supervision by superintendent.
      • ANNOTATIONS
    • 59A-30-5. Policy forms.
    • 59A-30-5.1. Available funds required to issue policy.
    • 59A-30-6. Premiums; agency agreements; duty to fix rates; exception.
      • ANNOTATIONS
    • 59A-30-7. Reporting of experience.
      • ANNOTATIONS
    • 59A-30-8. Hearings; notice.
    • 59A-30-9. Review; appeals.
      • ANNOTATIONS
    • 59A-30-10. Reserve for losses and loss expenses.
    • 59A-30-11. Underwriting standards and record retention.
      • ANNOTATIONS
    • 59A-30-12. Maintenance assessment.
    • 59A-30-13. Title insurance maintenance assessment fund created; appropriation.
    • 59A-30-14. Other provisions applicable.
      • ANNOTATIONS
    • 59A-30-15. Temporary provision; interim approval of title insurance forms and rates.
      • ANNOTATIONS
  • ARTICLE 30A Title Insurance Guaranty
    • 59A-30A-1. Short title.
      • ANNOTATIONS
    • 59A-30A-2. Purpose.
      • ANNOTATIONS
    • 59A-30A-3. Scope.
      • ANNOTATIONS
    • 59A-30A-4. Definitions.
      • ANNOTATIONS
    • 59A-30A-5. Organization of association.
      • ANNOTATIONS
    • 59A-30A-6. Board of directors.
      • ANNOTATIONS
    • 59A-30A-7. Duties and powers of the association.
      • ANNOTATIONS
    • 59A-30A-8. Plan of operation.
      • ANNOTATIONS
    • 59A-30A-9. Duties and powers of superintendent.
      • ANNOTATIONS
    • 59A-30A-10. Effect of paid claims.
      • ANNOTATIONS
    • 59A-30A-11. Nonduplication of recovery.
      • ANNOTATIONS
    • 59A-30A-12. Prevention of insolvencies.
      • ANNOTATIONS
    • 59A-30A-13. Examination of association; financial reports.
      • ANNOTATIONS
    • 59A-30A-14. Appeals.
      • ANNOTATIONS
    • 59A-30A-15. Recognition of assessment in rates.
      • ANNOTATIONS
    • 59A-30A-16. Immunity; confidentiality.
      • ANNOTATIONS
    • 59A-30A-17. Stay of proceedings; reopening of default judgments.
      • ANNOTATIONS
    • 59A-30A-18. Termination; distribution of funds.
      • ANNOTATIONS
  • ARTICLE 31 Surety Insurance Contracts
    • 59A-31-1. Scope of article.
      • ANNOTATIONS
  • ARTICLE 32 Motor Vehicle Insurance
    • 59A-32-1. Assigned risk plan, short title.
      • ANNOTATIONS
    • 59A-32-2. Scope of article.
      • ANNOTATIONS
    • 59A-32-3. Purpose of assigned risk plan.
    • 59A-32-4. Assigned risk plan.
    • 59A-32-5. Requirements of assigned risk plans.
    • 59A-32-6. Review of proposed assigned risk plans.
    • 59A-32-7. Disapproval of effective assigned risk plans.
    • 59A-32-8. Failure to file plan; assigned risk plan prescribed.
    • 59A-32-9. Appeal to governing committee.
      • ANNOTATIONS
    • 59A-32-10. Appeal to superintendent.
      • ANNOTATIONS
    • 59A-32-11. Action by superintendent.
      • ANNOTATIONS
    • 59A-32-12. Action by superintendent; review.
    • 59A-32-13. Rules and regulations.
    • 59A-32-14. Insurance policies; appropriate reduction in premiums.
      • ANNOTATIONS
    • 59A-32-15. Conditions for maintaining the discount.
      • ANNOTATIONS
    • 59A-32-16. Certificate of course completion.
    • 59A-32-17. Exceptions.
    • 59A-32-18. Continued eligibility.
    • 59A-32-19. Discounts or reductions in premiums.
      • ANNOTATIONS
    • 59A-32-20. Rental car companies; insurance coverage.
      • ANNOTATIONS
    • 59A-32-21. Discounts for comprehensive coverage.
    • 59A-32-22. Freedom of choice; doctor of oriental medicine.
    • 59A-32-23. Vehicle insurance; primary liability; assignment; notice.
      • ANNOTATIONS
  • ARTICLE 32A Rental Car Insurance Limited Producer License
    • 59A-32A-1. Short title.
      • ANNOTATIONS
    • 59A-32A-2. Definitions.
      • ANNOTATIONS
    • 59A-32A-3. General rules.
      • ANNOTATIONS
    • 59A-32A-4. Licensing rental car companies as rental car agents.
      • ANNOTATIONS
    • 59A-32A-5. Rental car endorsees.
      • ANNOTATIONS
    • 59A-32A-6. Rental car agent and endorsee restrictions.
      • ANNOTATIONS
    • 59A-32A-7. Rental car agent and endorsee prohibitions.
      • ANNOTATIONS
    • 59A-32A-8. Enforcement.
      • ANNOTATIONS
    • 59A-32A-9. Trust accounts.
      • ANNOTATIONS
  • ARTICLE 33 Workers' Compensation Insurance Contracts and Assigned Risks
    • 59A-33-1. Assigned risk pool, short title.
      • ANNOTATIONS
    • 59A-33-2. Scope of article.
    • 59A-33-3. Purpose.
      • ANNOTATIONS
    • 59A-33-4. Definitions.
      • ANNOTATIONS
    • 59A-33-5. Organization of assigned risk pool.
      • ANNOTATIONS
    • 59A-33-5.1. Operation of pool.
    • 59A-33-5.2. Pool deficit review.
      • ANNOTATIONS
    • 59A-33-6. Powers of the pool; duty of member companies; servicing carriers.
      • ANNOTATIONS
    • 59A-33-7. Assignment of risks by the pool.
      • ANNOTATIONS
    • 59A-33-8. Issuance of policy; annual report.
      • ANNOTATIONS
    • 59A-33-9. Rules and regulations.
      • ANNOTATIONS
    • 59A-33-9.1. Policyholders' duty to disclose; ratings experience.
    • 59A-33-10. Authority of superintendent.
      • ANNOTATIONS
    • 59A-33-11. Safety rules prescribed by the pool.
      • ANNOTATIONS
    • 59A-33-12. Appeal to superintendent.
    • 59A-33-13. Action by superintendent; review.
    • 59A-33-14. Workers' compensation policies to provide for deductible provision at option of insured.
    • 59A-33-15. Pool policyholder liability.
  • ARTICLE 34 Domestic Stock and Mutual Insurers
    • 59A-34-1. Scope of article.
      • ANNOTATIONS
    • 59A-34-2. Application of general corporation statutes.
      • ANNOTATIONS
    • 59A-34-3. Insurance business exclusive; exceptions.
    • 59A-34-4. Incorporation.
      • ANNOTATIONS
    • 59A-34-5. Filing, recording of articles; authority to raise capital or transact insurance required.
      • ANNOTATIONS
    • 59A-34-6. Amendment of articles of incorporation.
      • ANNOTATIONS
    • 59A-34-7. Nonuser of corporate charter.
      • ANNOTATIONS
    • 59A-34-8. Prohibited interest of officers, directors and employees in certain transactions.
      • ANNOTATIONS
    • 59A-34-9. Salaries of officers, directors.
    • 59A-34-10. Records and accounts.
      • ANNOTATIONS
    • 59A-34-11. Vouchers for expenditures.
    • 59A-34-12. Assets to be kept in state; exceptions.
    • 59A-34-13. Removal, concealment of records, assets.
    • 59A-34-14. Information to stockholders and proxy regulations.
      • ANNOTATIONS
    • 59A-34-15. Information in advance of stockholder meetings.
    • 59A-34-16. Solicitation of proxies.
      • ANNOTATIONS
    • 59A-34-17. Management, compensation and agency contracts.
      • ANNOTATIONS
    • 59A-34-18. Dividends to stockholders.
      • ANNOTATIONS
    • 59A-34-19. Participating policies.
      • ANNOTATIONS
    • 59A-34-20. Dividends to policyholders.
      • ANNOTATIONS
    • 59A-34-21. Illegal dividends; penalty.
    • 59A-34-22. Purchase of own shares by stock insurer.
    • 59A-34-23. Borrowed capital funds.
    • 59A-34-24. Mutual membership.
      • ANNOTATIONS
    • 59A-34-25. Mutual members, corporate rights.
      • ANNOTATIONS
    • 59A-34-26. Mutual insurer bylaws.
      • ANNOTATIONS
    • 59A-34-27. Mutual members, quorum.
      • ANNOTATIONS
    • 59A-34-28. Mutual members, contingent liability.
    • 59A-34-29. Mutual members, levy of contingent liability.
      • ANNOTATIONS
    • 59A-34-30. Mutual members, enforcement of contingent liability.
    • 59A-34-31. Mutual insurers; nonassessable policies.
      • ANNOTATIONS
    • 59A-34-32. Prohibited transactions.
    • 59A-34-33. Unauthorized business in other states.
    • 59A-34-34. Mutualization of stock insurer.
    • 59A-34-35. Conversion to ordinary business corporation.
    • 59A-34-36. Merger, consolidation of stock insurers.
      • ANNOTATIONS
    • 59A-34-37. Preservation of old charter in merger, consolidation.
      • ANNOTATIONS
    • 59A-34-38. Merger, consolidation of mutual insurers.
    • 59A-34-39. Conversion of mutual to stock insurer.
      • ANNOTATIONS
    • 59A-34-40. Bulk reinsurance.
      • ANNOTATIONS
    • 59A-34-41. Bulk reinsurance; fees and commissions.
    • 59A-34-42. Expense to be borne by parties.
    • 59A-34-43. Mutual member's share of assets on liquidation.
    • 59A-34-44. Material transactions; report.
      • ANNOTATIONS
    • 59A-34-45. Acquisition and disposition of assets; materiality; scope; reporting requirements.
    • 59A-34-46. Nonrenewals, cancellations or revisions of ceded reinsurance programs; materiality; scope; reporting requirements.
  • ARTICLE 35 Sale of Insurance Securities
    • 59A-35-1. Short title.
      • ANNOTATIONS
    • 59A-35-2. Scope of article.
    • 59A-35-3. "Security" defined.
    • 59A-35-4. "Affiliate" defined.
    • 59A-35-5. "Promoter" defined.
    • 59A-35-6. Registration of security; permit required.
      • ANNOTATIONS
    • 59A-35-7. Exemptions.
    • 59A-35-8. Registration procedure.
    • 59A-35-9. Registration fee.
    • 59A-35-10. Issuance, denial of permit.
      • ANNOTATIONS
    • 59A-35-11. Terms of permit; compliance.
    • 59A-35-12. Permit as inducement.
      • ANNOTATIONS
    • 59A-35-13. Public announcements of offering.
      • ANNOTATIONS
    • 59A-35-14. Modification, revocation of permit.
    • 59A-35-15. Exclusive jurisdiction.
    • 59A-35-16. Securities salespersons, license required.
    • 59A-35-17. Qualifications, procedure for security salesperson license.
      • ANNOTATIONS
    • 59A-35-18. Penalty for violation.
      • ANNOTATIONS
  • ARTICLE 36 Insider Trading in Equity Security of Domestic Insurer
    • 59A-36-1. "Equity security" defined.
    • 59A-36-2. Ownership statements; filing.
    • 59A-36-3. Recovery of profits.
      • ANNOTATIONS
    • 59A-36-4. Sale and delivery.
    • 59A-36-5. Sales by dealers.
      • ANNOTATIONS
    • 59A-36-6. Arbitrage transactions.
    • 59A-36-7. Exemptions.
      • ANNOTATIONS
    • 59A-36-8. Regulations.
  • ARTICLE 37 Insurance Holding Companies
    • 59A-37-1. Short title.
      • ANNOTATIONS
    • 59A-37-2. Definitions.
      • ANNOTATIONS
    • 59A-37-3. Subsidiaries of insurers.
      • ANNOTATIONS
    • 59A-37-4. Acquisition of control of domestic insurer.
      • ANNOTATIONS
    • 59A-37-5. Contents of statement.
      • ANNOTATIONS
    • 59A-37-6. Approval by superintendent; review.
      • ANNOTATIONS
    • 59A-37-7. Mailings to shareholders; expenses.
    • 59A-37-8. Exemptions.
    • 59A-37-9. Violations.
      • ANNOTATIONS
    • 59A-37-10. Jurisdiction; consent to service of process.
      • ANNOTATIONS
    • 59A-37-11. Registration of insurer member of holding company system.
      • ANNOTATIONS
    • 59A-37-12. Registration; information; form.
      • ANNOTATIONS
    • 59A-37-13. Materiality.
    • 59A-37-14. Summary of registration.
      • ANNOTATIONS
    • 59A-37-15. Termination of registration.
    • 59A-37-16. Consolidated filing.
      • ANNOTATIONS
    • 59A-37-17. Alternative registration.
    • 59A-37-18. Registration exemptions.
      • ANNOTATIONS
    • 59A-37-19. Disclaimer.
    • 59A-37-19.1. Reporting of dividends to shareholders.
    • 59A-37-19.2. Information of insurers.
    • 59A-37-20. Transactions with affiliates.
      • ANNOTATIONS
    • 59A-37-21. Adequacy of surplus.
    • 59A-37-22. Dividends and other distributions.
      • ANNOTATIONS
    • 59A-37-23. Examinations.
      • ANNOTATIONS
    • 59A-37-24. Confidential treatment.
    • 59A-37-25. Enforcement; voting securities; civil proceedings.
      • ANNOTATIONS
    • 59A-37-26. Enforcement, criminal proceedings; penalty.
      • ANNOTATIONS
    • 59A-37-27. Receivership; recovery of distributions.
      • ANNOTATIONS
    • 59A-37-28. Suspension, revocation, noncontinuance of certificate of authority.
      • ANNOTATIONS
  • ARTICLE 38 Lloyds Plan Automobile Insurance
    • 59A-38-1. Lloyds Plan automobile insurance authorized.
      • ANNOTATIONS
    • 59A-38-2. Approval of policies; attorney-in-fact.
      • ANNOTATIONS
    • 59A-38-3. Application for certificate of authority.
      • ANNOTATIONS
    • 59A-38-4. Cash or security deposit.
      • ANNOTATIONS
    • 59A-38-5. Surplus required.
      • ANNOTATIONS
    • 59A-38-6. Limit on volume of insurance written.
      • ANNOTATIONS
    • 59A-38-7. Determining solvency; investments.
      • ANNOTATIONS
    • 59A-38-8. Distribution of profits; how determined.
      • ANNOTATIONS
    • 59A-38-9. Impairment.
      • ANNOTATIONS
    • 59A-38-10. Withdrawal of underwriters.
      • ANNOTATIONS
    • 59A-38-11. Lloyds Plan agents and solicitors; licensing.
      • ANNOTATIONS
    • 59A-38-12. Lloyds Plan an "insurer.".
      • ANNOTATIONS
    • 59A-38-13. Illegal transactions; penalty.
      • ANNOTATIONS
    • 59A-38-14. Venue of action.
  • ARTICLE 39 Reciprocal Insurers
    • 59A-39-1. "Reciprocal" insurance defined.
      • ANNOTATIONS
    • 59A-39-2. Scope of chapter; existing insurers.
      • ANNOTATIONS
    • 59A-39-3. Insuring powers of reciprocals.
      • ANNOTATIONS
    • 59A-39-4. Name; suits.
    • 59A-39-5. Attorney.
    • 59A-39-6. Organization of reciprocal insurer.
    • 59A-39-7. Certificate of authority.
      • ANNOTATIONS
    • 59A-39-8. Power of attorney.
    • 59A-39-9. Modifications.
    • 59A-39-10. Attorney's bond.
      • ANNOTATIONS
    • 59A-39-11. Deposit in lieu of bond.
      • ANNOTATIONS
    • 59A-39-12. Action on bond.
    • 59A-39-13. Service of process; judgment.
    • 59A-39-14. Contributions to insurer.
    • 59A-39-15. Financial condition; method of determining.
    • 59A-39-16. Who may be subscribers.
      • ANNOTATIONS
    • 59A-39-17. Subscribers' advisory committee.
    • 59A-39-18. Subscribers' liability.
    • 59A-39-19. Subscribers' liability on judgment.
    • 59A-39-20. Assessments.
    • 59A-39-21. Time limit for assessments.
    • 59A-39-22. Aggregate liability.
    • 59A-39-23. Nonassessable policies.
    • 59A-39-24. Subscribers' share in assets.
    • 59A-39-25. Merger or conversion.
    • 59A-39-26. Impaired reciprocals.
      • ANNOTATIONS
  • ARTICLE 40 Mexican Casualty Insurers
    • 59A-40-1. May be licensed to write certain insurance effective in Mexico.
      • ANNOTATIONS
    • 59A-40-2. Application for license.
      • ANNOTATIONS
    • 59A-40-3. Deposit or bond.
    • 59A-40-4. Service of process.
    • 59A-40-5. Fees, taxes and reports.
      • ANNOTATIONS
    • 59A-40-6. Premium rates.
    • 59A-40-7. Examination.
      • ANNOTATIONS
    • 59A-40-8. Acceptance of laws; suspension, revocation, nonrenewal of license.
    • 59A-40-9. Licensed agents required.
      • ANNOTATIONS
  • ARTICLE 41 Conservation, Rehabilitation and Liquidation
    • 59A-41-1. Short title.
      • ANNOTATIONS
    • 59A-41-2. Scope of article.
      • ANNOTATIONS
    • 59A-41-3. Definitions.
      • ANNOTATIONS
    • 59A-41-4. "Ancillary state" defined.
    • 59A-41-5. "Creditor" defined.
    • 59A-41-6. "Delinquency proceeding" defined.
    • 59A-41-7. "Domiciliary state" defined.
    • 59A-41-8. "Foreign country" defined.
    • 59A-41-9. "General assets" defined.
    • 59A-41-10. "Impairment" defined.
    • 59A-41-11. "Insolvency" defined.
      • ANNOTATIONS
    • 59A-41-12. "Preferred claim" defined.
    • 59A-41-13. "Receiver" defined.
    • 59A-41-14. "Reciprocal state" defined.
    • 59A-41-15. "Secured claim" defined.
    • 59A-41-16. "Special deposit claim" defined.
    • 59A-41-17. Uniform Insurers Liquidation Act; composition, severability and interpretation.
      • ANNOTATIONS
    • 59A-41-18. Conduct of delinquency proceedings against domestic insurers.
      • ANNOTATIONS
    • 59A-41-19. Conduct of delinquency proceedings against nondomestic insurers; domiciliary receiver may sue.
      • ANNOTATIONS
    • 59A-41-20. Filing, proving claims of nonresidents against delinquent domestic insurers.
      • ANNOTATIONS
    • 59A-41-21. Filing, proving claims of residents against delinquent insurers domiciled in reciprocal states.
      • ANNOTATIONS
    • 59A-41-22. Priority of preferred claims, special deposit claims and secured claims.
      • ANNOTATIONS
    • 59A-41-23. Attachment, garnishment of assets.
    • 59A-41-24. Hazardous financial condition, determination.
      • ANNOTATIONS
    • 59A-41-25. Requirements of insurer in hazardous financial condition.
      • ANNOTATIONS
    • 59A-41-26. Hazardous financial condition; failure of insurer to comply with requirements.
      • ANNOTATIONS
    • 59A-41-27. Deposit of foreign insurer during examination; impoundment of assets.
    • 59A-41-28. Grounds for rehabilitation, liquidation of domestic insurer.
      • ANNOTATIONS
    • 59A-41-29. Order of rehabilitation; termination.
      • ANNOTATIONS
    • 59A-41-30. Order of liquidation of domestic insurer; rights, liabilities.
      • ANNOTATIONS
    • 59A-41-31. Grounds for conservation of assets of foreign insurer.
      • ANNOTATIONS
    • 59A-41-32. Order of conservation or ancillary liquidation of foreign or alien insurer.
      • ANNOTATIONS
    • 59A-41-33. Grounds for dissolution of domestic insurer.
      • ANNOTATIONS
    • 59A-41-34. Commencement of a delinquency proceeding.
      • ANNOTATIONS
    • 59A-41-35. Change of venue.
    • 59A-41-36. Right of guaranty association to participate in delinquency proceeding.
    • 59A-41-37. Exemption from filing fees.
    • 59A-41-38. Deposit of monies collected.
    • 59A-41-39. Borrowing on pledge of assets.
      • ANNOTATIONS
    • 59A-41-40. Sale, disposition of assets and compromise of certain claims.
      • ANNOTATIONS
    • 59A-41-41. Time to file claims.
      • ANNOTATIONS
    • 59A-41-42. Fraudulent transfers prior to petition.
      • ANNOTATIONS
    • 59A-41-43. Fraudulent transfer after petition.
      • ANNOTATIONS
    • 59A-41-43.1. Voidable preferences and liens.
      • ANNOTATIONS
    • 59A-41-43.2. Liability for participation in fraudulent transfer or voidable preference.
    • 59A-41-43.3. Claims of holders of void or voidable rights.
    • 59A-41-44. Priorities in distribution.
      • ANNOTATIONS
    • 59A-41-45. Offsets.
    • 59A-41-46. Report for assessment; domestic mutual, reciprocal insurers.
    • 59A-41-47. Levy of assessment; domestic mutual, reciprocal insurers.
      • ANNOTATIONS
    • 59A-41-48. Order for payment of assessment; domestic mutual, reciprocal insurers.
    • 59A-41-49. Assessment order, publication and transmittal.
    • 59A-41-50. Judgment upon the assessment.
      • ANNOTATIONS
    • 59A-41-51. Summary proceedings; superintendent's corrective orders authorized.
      • ANNOTATIONS
    • 59A-41-52. Summary proceedings; appeal from superintendent's order.
    • 59A-41-53. Summary proceedings; enforcement; penalty.
    • 59A-41-54. Summary proceedings; seizure under court order.
    • 59A-41-55. Summary proceedings; seizure under superintendent's order.
    • 59A-41-56. Summary proceedings; conduct of administrative and judicial hearings.
    • 59A-41-57. Summary proceedings; penalty for refusal to deliver property, records.
  • ARTICLE 42 Life and Health Insurance Guaranty Fund
    • 59A-42-1. Short title.
      • ANNOTATIONS
    • 59A-42-2. Purpose.
      • ANNOTATIONS
    • 59A-42-3. Scope of article.
      • ANNOTATIONS
    • 59A-42-4. Definitions.
      • ANNOTATIONS
    • 59A-42-5. Organization of association; participation.
    • 59A-42-6. Board of directors.
      • ANNOTATIONS
    • 59A-42-7. Powers and duties of association.
      • ANNOTATIONS
    • 59A-42-8. Assessments.
      • ANNOTATIONS
    • 59A-42-9. Plan of operation.
    • 59A-42-10. Duties and powers of the superintendent.
    • 59A-42-11. Prevention of insolvencies.
    • 59A-42-12. Appeals.
      • ANNOTATIONS
    • 59A-42-13. Miscellaneous provisions.
      • ANNOTATIONS
    • 59A-42-14. Examination of association; annual report.
    • 59A-42-15. Immunity.
    • 59A-42-16. Stay of proceedings; reopening default judgments.
  • ARTICLE 42A Provider Service Networks
    • 59A-42A-1. Short title.
      • ANNOTATIONS
    • 59A-42A-2. Definitions.
      • ANNOTATIONS
    • 59A-42A-3. Provider service networks; insurance code applicability.
      • ANNOTATIONS
    • 59A-42A-4. Guaranty association and board; created; membership.
    • 59A-42A-5. Plan of operation.
    • 59A-42A-6. Board; powers and duties.
    • 59A-42A-7. Examination.
    • 59A-42A-8. Assessments; fund created.
    • 59A-42A-9. Notification to pay claims or provide services.
      • ANNOTATIONS
  • ARTICLE 43 Property and Casualty Insurance Guaranty Fund
    • 59A-43-1. Short title.
      • ANNOTATIONS
    • 59A-43-2. Purpose.
      • ANNOTATIONS
    • 59A-43-3. Scope.
      • ANNOTATIONS
    • 59A-43-4. Definitions.
      • ANNOTATIONS
    • 59A-43-5. Organization of association.
      • ANNOTATIONS
    • 59A-43-6. Board of directors.
    • 59A-43-7. Powers and duties of the association.
    • 59A-43-8. Plan of operation.
    • 59A-43-9. Duties and powers of superintendent.
      • ANNOTATIONS
    • 59A-43-10. Effect of paid claims.
      • ANNOTATIONS
    • 59A-43-11. Nonduplication of recovery.
      • ANNOTATIONS
    • 59A-43-12. Prevention of insolvencies.
    • 59A-43-13. Examination of association; financial reports.
    • 59A-43-14. Appeals.
      • ANNOTATIONS
    • 59A-43-15. Recognition of assessment in rates.
    • 59A-43-16. Immunity.
      • ANNOTATIONS
    • 59A-43-17. Stay of proceedings; reopening of default judgments.
    • 59A-43-18. Termination; distribution of funds.
  • ARTICLE 44 Fraternal Benefit Societies
    • 59A-44-1. Fraternal benefit societies.
      • ANNOTATIONS
    • 59A-44-2. Lodge system.
      • ANNOTATIONS
    • 59A-44-3. Representative form of government.
      • ANNOTATIONS
    • 59A-44-4. Definitions.
      • ANNOTATIONS
    • 59A-44-5. Purposes and powers.
      • ANNOTATIONS
    • 59A-44-6. Qualifications for membership.
      • ANNOTATIONS
    • 59A-44-7. Location of office; meetings; communications to members; grievance procedures.
      • ANNOTATIONS
    • 59A-44-8. No personal liability.
      • ANNOTATIONS
    • 59A-44-9. Waiver.
      • ANNOTATIONS
    • 59A-44-10. Organization.
      • ANNOTATIONS
    • 59A-44-11. Amendments to laws.
      • ANNOTATIONS
    • 59A-44-12. Institutions.
      • ANNOTATIONS
    • 59A-44-13. Reinsurance.
      • ANNOTATIONS
    • 59A-44-14. Consolidations and mergers.
      • ANNOTATIONS
    • 59A-44-15. Conversion of society into a mutual life insurance company.
      • ANNOTATIONS
    • 59A-44-16. Benefits.
      • ANNOTATIONS
    • 59A-44-17. Beneficiaries.
      • ANNOTATIONS
    • 59A-44-18. Benefits not attachable.
      • ANNOTATIONS
    • 59A-44-19. The benefit contract.
      • ANNOTATIONS
    • 59A-44-20. Nonforfeiture benefits; cash surrender values; certificate loans and other options.
      • ANNOTATIONS
    • 59A-44-21. Investments.
      • ANNOTATIONS
    • 59A-44-22. Funds.
      • ANNOTATIONS
    • 59A-44-23. Exemptions.
      • ANNOTATIONS
    • 59A-44-24. Taxation.
      • ANNOTATIONS
    • 59A-44-25. Valuation.
      • ANNOTATIONS
    • 59A-44-26. Reports.
      • ANNOTATIONS
    • 59A-44-27. Certificates of authority.
      • ANNOTATIONS
    • 59A-44-28. Examination of societies; no adverse publications.
      • ANNOTATIONS
    • 59A-44-29. Foreign or alien society.
      • ANNOTATIONS
    • 59A-44-30. Injunction; liquidation; receivership of domestic society.
      • ANNOTATIONS
    • 59A-44-31. Suspension, revocation or refusal of license of foreign or alien society.
      • ANNOTATIONS
    • 59A-44-32. Injunction.
      • ANNOTATIONS
    • 59A-44-33. Licensing of agents.
      • ANNOTATIONS
    • 59A-44-34. Unfair methods of competition and unfair and deceptive acts and practices.
      • ANNOTATIONS
    • 59A-44-35. Service of process.
      • ANNOTATIONS
    • 59A-44-36. Fee schedule.
      • ANNOTATIONS
    • 59A-44-37. Carrie Tingley crippled children's hospital fund.
      • ANNOTATIONS
    • 59A-44-38. Review.
      • ANNOTATIONS
    • 59A-44-39. Penalties.
      • ANNOTATIONS
    • 59A-44-40. Exemption of certain societies.
      • ANNOTATIONS
    • 59A-44-41. Applicability of Insurance Code.
      • ANNOTATIONS
    • 59A-44-42. Severability.
      • ANNOTATIONS
    • 59A-44-43 to 59A-44-45. Repealed.
      • ANNOTATIONS
    • 59A-44-46. Fraternal benefit societies; certificate provisions relating to individuals who are eligible for medical benefits under the medicaid program.
  • ARTICLE 45 Premium Financing
    • 59A-45-1. Short title.
      • ANNOTATIONS
    • 59A-45-2. Definitions.
    • 59A-45-3. Licensing requirements.
    • 59A-45-4. Bonding requirements for licensees.
      • ANNOTATIONS
    • 59A-45-5. Exemptions.
      • ANNOTATIONS
    • 59A-45-6. Books and records.
    • 59A-45-7. Form of premium finance agreement.
    • 59A-45-8. Additional requirements.
    • 59A-45-9. Assignee subject to defenses.
      • ANNOTATIONS
    • 59A-45-10. Delinquency charges.
      • ANNOTATIONS
    • 59A-45-11. Cancellation of insurance contract upon default.
      • ANNOTATIONS
    • 59A-45-12. Exemption from any filing requirement.
    • 59A-45-13. Revocation and suspension of licenses.
    • 59A-45-14. Cease and desist order from the superintendent.
      • ANNOTATIONS
    • 59A-45-15. Civil penalties.
    • 59A-45-16. Other code provisions applicable.
      • ANNOTATIONS
  • ARTICLE 46 Health Maintenance Organizations
    • 59A-46-1. Short title.
      • ANNOTATIONS
    • 59A-46-2. Definitions.
      • ANNOTATIONS
    • 59A-46-3. Establishment of health maintenance organizations.
      • ANNOTATIONS
    • 59A-46-4. Issuance of certificate of authority.
      • ANNOTATIONS
    • 59A-46-5. Powers of health maintenance organizations.
      • ANNOTATIONS
    • 59A-46-6. Fiduciary responsibilities; fidelity bond.
      • ANNOTATIONS
    • 59A-46-7. Quality assurance program.
      • ANNOTATIONS
    • 59A-46-8. Requirements for group contract, individual contract and evidence of coverage.
      • ANNOTATIONS
    • 59A-46-9. Annual report.
      • ANNOTATIONS
    • 59A-46-10. Information to enrollees or subscribers.
      • ANNOTATIONS
    • 59A-46-11. Grievance procedures.
      • ANNOTATIONS
    • 59A-46-12. Investments.
      • ANNOTATIONS
    • 59A-46-13. Protection against insolvency.
      • ANNOTATIONS
    • 59A-46-14. Uncovered expenditures insolvency deposit.
      • ANNOTATIONS
    • 59A-46-15. Enrollment period; replacement coverage in the event of insolvency.
      • ANNOTATIONS
    • 59A-46-16. Filing requirements for rating information.
      • ANNOTATIONS
    • 59A-46-17. Regulation of health maintenance organization agents.
      • ANNOTATIONS
    • 59A-46-18. Powers of insurers.
      • ANNOTATIONS
    • 59A-46-19. Examinations.
      • ANNOTATIONS
    • 59A-46-20. Suspension or revocation of certificate of authority.
      • ANNOTATIONS
    • 59A-46-21. Rehabilitation, liquidation or conservation of health maintenance organizations.
      • ANNOTATIONS
    • 59A-46-22. Summary orders and supervision.
      • ANNOTATIONS
    • 59A-46-22.1. Repealed.
      • ANNOTATIONS
    • 59A-46-23. Regulations.
      • ANNOTATIONS
    • 59A-46-24. Fees.
      • ANNOTATIONS
    • 59A-46-25. Penalties and enforcement.
      • ANNOTATIONS
    • 59A-46-26. Filings and reports as public documents.
      • ANNOTATIONS
    • 59A-46-26.1. Employer utilization and loss experience availability.
      • ANNOTATIONS
    • 59A-46-27. Confidentiality of medical information and limitation of liability.
      • ANNOTATIONS
    • 59A-46-28. Authority to contract.
      • ANNOTATIONS
    • 59A-46-29. Health maintenance organizations; contract or certificate provisions relating to individuals who are eligible for medical benefits under the medicaid program.
      • ANNOTATIONS
    • 59A-46-30. Statutory construction and relationship to other laws.
      • ANNOTATIONS
    • 59A-46-31. Coordination of benefits.
      • ANNOTATIONS
    • 59A-46-32. Continuation of coverage and conversion rights; health care plans.
      • ANNOTATIONS
    • 59A-46-32.1. Recompiled.
      • ANNOTATIONS
    • 59A-46-33. Governing body.
      • ANNOTATIONS
    • 59A-46-34. Prohibited practices.
      • ANNOTATIONS
    • 59A-46-35. Provider discrimination prohibited.
      • ANNOTATIONS
    • 59A-46-36. Doctor of oriental medicine; discrimination prohibited.
      • ANNOTATIONS
    • 59A-46-37. Coverage for adopted children.
    • 59A-46-38. Newly born children coverage.
      • ANNOTATIONS
    • 59A-46-38.1. Coverage of children.
      • ANNOTATIONS
    • 59A-46-38.2. Childhood immunization coverage required.
    • 59A-46-38.3. Maximum age of dependent.
      • ANNOTATIONS
    • 59A-46-38.4. Coverage of circumcision for newborn males.
      • ANNOTATIONS
    • 59A-46-38.5. Hearing aid coverage for children required.
      • ANNOTATIONS
    • 59A-46-39. Maternity transport required.
    • 59A-46-40. Home health care service option required.
    • 59A-46-41. Coverage for mammograms.
      • ANNOTATIONS
    • 59A-46-41.1. Mastectomies and lymph node dissection; minimum hospital stay coverage required.
    • 59A-46-42. Coverage for cytologic and human papillomavirus screening.
      • ANNOTATIONS
    • 59A-46-42.1. Coverage for the human papillomavirus vaccine.
      • ANNOTATIONS
    • 59A-46-43. Coverage for individuals with diabetes.
      • ANNOTATIONS
    • 59A-46-43.2. Coverage for medical diets for genetic inborn errors of metabolism.
      • ANNOTATIONS
    • 59A-46-44. Coverage for prescription contraceptive drugs or devices.
      • ANNOTATIONS
    • 59A-46-45. Coverage for smoking cessation treatment.
      • ANNOTATIONS
    • 59A-46-46. Coverage of alpha-fetoprotein IV screening test.
      • ANNOTATIONS
    • 59A-46-47. Coverage of part-time employees.
      • ANNOTATIONS
    • 59A-46-48. Coverage of colorectal cancer screening.
      • ANNOTATIONS
    • 59A-46-49. General anesthesia and hospitalization for dental surgery.
      • ANNOTATIONS
  • ARTICLE 47 Nonprofit Health Care Plans
    • 59A-47-1. Short title.
      • ANNOTATIONS
    • 59A-47-2. Purpose; exemptions.
    • 59A-47-3. Definitions.
      • ANNOTATIONS
    • 59A-47-4. Organization; profit corporations prohibited; merger and consolidation of health care plans.
      • ANNOTATIONS
    • 59A-47-5. Qualifications for health care plan authority.
      • ANNOTATIONS
    • 59A-47-6. Preliminary permit for solicitations.
    • 59A-47-7. Escrow of preliminary premiums.
    • 59A-47-8. Certificate of authority required; application and conditions; exceptions.
      • ANNOTATIONS
    • 59A-47-9. Issuance and denial of initial certificate of authority.
      • ANNOTATIONS
    • 59A-47-10. Trust deposit.
    • 59A-47-11. Expiration, continuance of certificate of authority.
    • 59A-47-12. Suspension, revocation or refusal to continue certificate of authority.
    • 59A-47-13. Service of process; superintendent as attorney.
    • 59A-47-14. Annual statement.
    • 59A-47-15. Assets.
    • 59A-47-16. Reserves.
    • 59A-47-17. Examination.
      • ANNOTATIONS
    • 59A-47-18. Investments.
    • 59A-47-19. Limitation upon acquisition and administration expenses.
    • 59A-47-20. Conflicts of interest as to certain transactions.
    • 59A-47-21. Joint coverage, reinsurance.
    • 59A-47-22. Transfer of subscribership.
      • ANNOTATIONS
    • 59A-47-23. Subscriber contracts; coverage period.
    • 59A-47-24. Subscriber contracts; requirements and provisions.
      • ANNOTATIONS
    • 59A-47-25. Subscriber contracts; filing, approval.
    • 59A-47-26. Premium rates; filing and approval.
    • 59A-47-27. Coverage for newly born children, maternity transport, home health care.
      • ANNOTATIONS
    • 59A-47-27.1. Coverage of circumcision for newborn males.
      • ANNOTATIONS
    • 59A-47-28. Coverage for service of chiropractor.
      • ANNOTATIONS
    • 59A-47-28.1. Coverage for service of certified nurse-midwives and registered lay midwives.
      • ANNOTATIONS
    • 59A-47-28.2. Doctor of oriental medicine discrimination prohibited.
      • ANNOTATIONS
    • 59A-47-28.3. Provider discrimination prohibited.
      • ANNOTATIONS
    • 59A-47-28.4. Coverage for collaborative practice dental hygienists.
      • ANNOTATIONS
    • 59A-47-29. Settlement of disputes; appeal.
      • ANNOTATIONS
    • 59A-47-30. Licensed agents or solicitors required; qualifications, licensing procedures and conditions.
      • ANNOTATIONS
    • 59A-47-31. Rehabilitation, liquidation or dissolution.
    • 59A-47-32. Unauthorized contract or adjustment transactions; penalty.
      • ANNOTATIONS
    • 59A-47-33. Other provisions applicable.
      • ANNOTATIONS
    • 59A-47-34. Continuation of coverage and conversion rights; health care plans.
    • 59A-47-35. Alcohol dependency coverage.
      • ANNOTATIONS
    • 59A-47-36. Nonprofit health care plans; contract or certificate provisions relating to individuals who are eligible for medical benefits under the medicaid program.
      • ANNOTATIONS
    • 59A-47-37. Coverage of children.
      • ANNOTATIONS
    • 59A-47-37.1. Hearing aid coverage for children required.
      • ANNOTATIONS
    • 59A-47-38. Coverage for medical diets for genetic inborn errors of metabolism.
      • ANNOTATIONS
    • 59A-47-39. Employer utilization and loss experience availability.
      • ANNOTATIONS
    • 59A-47-40. Maximum age of dependent.
      • ANNOTATIONS
    • 59A-47-41. Coverage of alpha-fetoprotein IV screening test.
      • ANNOTATIONS
    • 59A-47-42. Coverage of part-time employees.
      • ANNOTATIONS
    • 59A-47-43. Coverage of colorectal cancer screening.
      • ANNOTATIONS
    • 59A-47-44. General anesthesia and hospitalization for dental surgery.
      • ANNOTATIONS
  • ARTICLE 48 Prepaid Dental Plans
    • 59A-48-1. Short title.
    • 59A-48-2. Definitions.
      • ANNOTATIONS
    • 59A-48-3. Certificate of authority required.
    • 59A-48-4. Application for certificate of authority.
      • ANNOTATIONS
    • 59A-48-5. Issuance of certificate of authority.
      • ANNOTATIONS
    • 59A-48-6. Deposit requirement; exception.
      • ANNOTATIONS
    • 59A-48-7. Reserve requirement; exception.
    • 59A-48-8. Membership coverage.
    • 59A-48-9. Examination of prepaid dental plan organization.
      • ANNOTATIONS
    • 59A-48-10. Annual report to superintendent.
      • ANNOTATIONS
    • 59A-48-11. Repealed.
      • ANNOTATIONS
    • 59A-48-12. Operational expenses.
    • 59A-48-13. Prohibited practices.
    • 59A-48-14. Agents and solicitors.
    • 59A-48-15. Suspension or revocation of certificate of authority.
      • ANNOTATIONS
    • 59A-48-16. Approval of advertising and sales material.
    • 59A-48-17. Solicitation not violation of certain laws relating to providers.
    • 59A-48-18. Conservation, rehabilitation, liquidation.
    • 59A-48-19. Other provisions applicable.
      • ANNOTATIONS
  • ARTICLE 49 Prearranged Funeral Plans
    • 59A-49-1. Short title.
      • ANNOTATIONS
    • 59A-49-2. Purpose of article.
      • ANNOTATIONS
    • 59A-49-3. Prearranged funeral plans and purchases; regulation and control.
      • ANNOTATIONS
    • 59A-49-4. Definitions.
      • ANNOTATIONS
    • 59A-49-5. Restrictions on persons, places for sale of funeral plans.
      • ANNOTATIONS
    • 59A-49-6. Trust fund; accounting; deposit, reserves and premium tax.
    • 59A-49-7. May not enforce contract sold in violation; insurer may not pay to restricted persons without consent.
    • 59A-49-8. Criminal penalties.
      • ANNOTATIONS
  • ARTICLE 50 Motor Clubs
    • 59A-50-1. Short title.
      • ANNOTATIONS
    • 59A-50-2. Definitions.
    • 59A-50-3. Certificate of authority required; fees.
    • 59A-50-4. Requirements and application for certificate of authority.
      • ANNOTATIONS
    • 59A-50-5. Issuance, refusal of certificate of authority; continuance or expiration.
    • 59A-50-6. Additional security.
    • 59A-50-7. Service contracts.
    • 59A-50-8. Investigations, examinations.
    • 59A-50-9. Suspension, revocation or refusal to continue certificate of authority.
    • 59A-50-10. Name, trademarks, emblems.
    • 59A-50-11. Violation hearings.
    • 59A-50-12. Service of process; superintendent appointed attorney.
      • ANNOTATIONS
    • 59A-50-13. Registered representatives required; qualifications for registration.
      • ANNOTATIONS
    • 59A-50-14. Registration procedure and matters relating to registration of representatives.
    • 59A-50-15. Motor club bound.
    • 59A-50-16. Representing unauthorized motor club prohibited.
    • 59A-50-17. Limitations upon advertising.
    • 59A-50-18. Service contract and membership card.
    • 59A-50-19. Administrative penalty.
    • 59A-50-20. Civil penalties.
    • 59A-50-21. Other provisions applicable.
      • ANNOTATIONS
  • ARTICLE 51 Bail Bondsmen Licensing
    • 59A-51-1. Short title.
      • ANNOTATIONS
    • 59A-51-2. Definitions.
    • 59A-51-3. License required; exemption.
    • 59A-51-4. Qualifications for license.
      • ANNOTATIONS
    • 59A-51-4.1. Educational requirements.
      • ANNOTATIONS
    • 59A-51-5. Application for license.
      • ANNOTATIONS
    • 59A-51-6. Licensing fees.
    • 59A-51-7. Examination for license.
    • 59A-51-8. Bonding requirements, property bondsmen.
      • ANNOTATIONS
    • 59A-51-9. Issuance, refusal of license.
    • 59A-51-10. Duration, continuation, expiration of license.
    • 59A-51-11. Return of license; property bondsman notice to courts.
    • 59A-51-12. Appointment or termination of solicitors.
    • 59A-51-13. Practices.
      • ANNOTATIONS
    • 59A-51-14. Denial, suspension, revocation or refusal to continue license.
      • ANNOTATIONS
    • 59A-51-15. Duration of suspension; relicensing after revocation.
    • 59A-51-16. Administrative fine in lieu.
    • 59A-51-17. Probation.
    • 59A-51-18. Penalty.
    • 59A-51-19. Other provisions applicable.
      • ANNOTATIONS
  • ARTICLE 52 State Fire Marshal
    • 59A-52-1. State fire marshal created.
      • ANNOTATIONS
    • 59A-52-2. State fire marshal to administer article.
      • ANNOTATIONS
    • 59A-52-3. Deputy state fire marshal and other employees; qualifications of deputy.
      • ANNOTATIONS
    • 59A-52-4. Bonding of employees.
    • 59A-52-5. Cooperation with other agencies for prevention and control of fires.
    • 59A-52-6. Fire protection training programs.
    • 59A-52-7. Teaching fire prevention and control in public schools; rules for school building evacuation.
    • 59A-52-8. Investigation of fire hazards; abatement.
      • ANNOTATIONS
    • 59A-52-9. May enter upon premises.
    • 59A-52-10. Investigation of fires and explosions; hearings; use of state police laboratory.
      • ANNOTATIONS
    • 59A-52-11. Witnesses; per diem and mileage.
    • 59A-52-12. Records of fires open to public.
    • 59A-52-13. Transmittal of evidence indicating criminal acts.
    • 59A-52-14. Appropriations.
    • 59A-52-15. Fire prevention; public occupancies regulations.
    • 59A-52-16. Flammable liquids rules; nationwide standards; savings clause; definition.
      • ANNOTATIONS
    • 59A-52-17. Regulations; public hearing.
    • 59A-52-18. Rules and regulations; statewide effect; reserved power of municipalities.
    • 59A-52-19. Police power of marshal; cooperation of state officers.
    • 59A-52-20. Cease and desist orders; certain violations are misdemeanors.
    • 59A-52-21. Administrative appeal of orders and modifications.
      • ANNOTATIONS
    • 59A-52-22. Judicial review of order.
      • ANNOTATIONS
    • 59A-52-23. Enforcement of cease and desist orders.
      • ANNOTATIONS
    • 59A-52-24. Penalty for violation of law or regulations.
    • 59A-52-25. Penalty for violation of cease and desist order.
  • ARTICLE 53 Fire Protection Fund
    • 59A-53-1. Short title.
    • 59A-53-2. Purpose.
      • ANNOTATIONS
    • 59A-53-3. Determination and certification of needs.
      • ANNOTATIONS
    • 59A-53-4. Criteria for determination of needs.
      • ANNOTATIONS
    • 59A-53-5. Establishment of county fire districts.
      • ANNOTATIONS
    • 59A-53-5.1. Maximum amounts to be certified.
      • ANNOTATIONS
    • 59A-53-5.2. Appropriations and transfers from the fire protection fund.
      • ANNOTATIONS
    • 59A-53-6. Appeal and review of determination.
      • ANNOTATIONS
    • 59A-53-7. Distribution of fire protection fund.
      • ANNOTATIONS
    • 59A-53-8. Expenditure of fire protection fund money.
      • ANNOTATIONS
    • 59A-53-9. Limitations on expenditures.
    • 59A-53-10. Purchase of land or buildings.
      • ANNOTATIONS
    • 59A-53-11. Vouchers.
    • 59A-53-12. Promulgation of rules and regulations.
    • 59A-53-13. Liability for unauthorized expenditure.
    • 59A-53-14. Closure of fire department.
      • ANNOTATIONS
    • 59A-53-15. Repealed.
      • ANNOTATIONS
    • 59A-53-16. New fire departments.
    • 59A-53-17. Mutual assistance.
      • ANNOTATIONS
    • 59A-53-18. Fire protection grant fund; created; uses.
      • ANNOTATIONS
    • 59A-53-19. Fire protection grant council; duties.
      • ANNOTATIONS
  • ARTICLE 54 Medical Insurance Pool
    • 59A-54-1. Short title.
      • ANNOTATIONS
    • 59A-54-2. Purpose.
      • ANNOTATIONS
    • 59A-54-3. Definitions.
      • ANNOTATIONS
    • 59A-54-4. Pool created; board.
      • ANNOTATIONS
    • 59A-54-5. Plan of operation.
      • ANNOTATIONS
    • 59A-54-6. Notice of pool.
      • ANNOTATIONS
    • 59A-54-7. Board; powers and duties.
      • ANNOTATIONS
    • 59A-54-7.1. Prescription drug program; cost-sharing.
      • ANNOTATIONS
    • 59A-54-8. Examination.
    • 59A-54-9. Policy forms.
      • ANNOTATIONS
    • 59A-54-10. Assesments.
      • ANNOTATIONS
    • 59A-54-11. Pool administrator; selection; duties.
      • ANNOTATIONS
    • 59A-54-12. Eligibility; policy provisions.
      • ANNOTATIONS
    • 59A-54-13. Benefits.
      • ANNOTATIONS
    • 59A-54-14. Deductibles; coinsurance; maximum out-of-pocket payments.
      • ANNOTATIONS
    • 59A-54-15. Dependent family member required coverage; employer responsibilities.
    • 59A-54-16. Pool policy.
      • ANNOTATIONS
    • 59A-54-17. Rules.
      • ANNOTATIONS
    • 59A-54-18. Collective action.
      • ANNOTATIONS
    • 59A-54-19. Rates; standard risk rate.
      • ANNOTATIONS
    • 59A-54-20. Benefit payments reduction.
    • 59A-54-21. Exemption.
  • ARTICLE 55 Risk Retention and Purchasing Groups
    • 59A-55-1. Short title.
    • 59A-55-2. Purpose.
      • ANNOTATIONS
    • 59A-55-3. Definitions.
      • ANNOTATIONS
    • 59A-55-4. Risk retention groups authorized in New Mexico.
      • ANNOTATIONS
    • 59A-55-5. Risk retention groups not having a New Mexico certificate of authority.
    • 59A-55-6. Taxation of risk retention groups.
    • 59A-55-7. Compliance with unfair claims settlement practices.
    • 59A-55-8. Deceptive, false or fraudulent practices.
      • ANNOTATIONS
    • 59A-55-9. Examination regarding financial condition.
    • 59A-55-10. Notice to purchasers.
    • 59A-55-11. Prohibited acts regarding solicitation or sale.
    • 59A-55-12. Prohibition on ownership by an insurance company.
    • 59A-55-13. Prohibited coverage.
    • 59A-55-14. Delinquency proceedings.
    • 59A-55-15. Penalties.
    • 59A-55-16. Operation prior to enactment of act.
      • ANNOTATIONS
    • 59A-55-17. Compulsory associations.
    • 59A-55-18. Purchasing groups' exemption from certain laws.
    • 59A-55-19. Notice and registration requirements of purchasing groups.
      • ANNOTATIONS
    • 59A-55-20. Restrictions on insurance purchased by purchasing groups.
      • ANNOTATIONS
    • 59A-55-21. Purchasing group taxation.
    • 59A-55-22. Administrative and procedural authority regarding risk retention groups and purchasing groups.
      • ANNOTATIONS
    • 59A-55-23. Penalties.
    • 59A-55-24. Duty of agents or brokers to obtain license.
      • ANNOTATIONS
    • 59A-55-25. Binding effect of orders issued in United States District Court.
    • 59A-55-26. Rules and regulations.
      • ANNOTATIONS
  • ARTICLE 56 Health Insurance Alliances
    • 59A-56-1. Short title.
      • ANNOTATIONS
    • 59A-56-2. Purpose.
      • ANNOTATIONS
    • 59A-56-3. Definitions.
      • ANNOTATIONS
    • 59A-56-4. Alliance created; board created.
      • ANNOTATIONS
    • 59A-56-5. Plan of operation.
      • ANNOTATIONS
    • 59A-56-6. Board; powers and duties.
      • ANNOTATIONS
    • 59A-56-7. Policy forms.
      • ANNOTATIONS
    • 59A-56-8. Approved health plan.
      • ANNOTATIONS
    • 59A-56-9. Reinsurance.
      • ANNOTATIONS
    • 59A-56-10. Administration.
      • ANNOTATIONS
    • 59A-56-11. Assessments.
      • ANNOTATIONS
    • 59A-56-12. Initial administrative assessment.
      • ANNOTATIONS
    • 59A-56-13. Alliance administrator.
      • ANNOTATIONS
    • 59A-56-14. Eligibility; guaranteed issue; plan provisions.
      • ANNOTATIONS
    • 59A-56-15. Notice of alliance by members.
      • ANNOTATIONS
    • 59A-56-16. Enrollment.
      • ANNOTATIONS
    • 59A-56-17. Benefits.
      • ANNOTATIONS
    • 59A-56-18. Deductibles; co-insurance; maximum out-of-pocket payments.
      • ANNOTATIONS
    • 59A-56-19. Dependent family member required coverage; small employer responsibility.
      • ANNOTATIONS
    • 59A-56-20. Renewability.
      • ANNOTATIONS
    • 59A-56-21. Regulations.
      • ANNOTATIONS
    • 59A-56-22. Collective action.
      • ANNOTATIONS
    • 59A-56-23. Rates; standard risk rate; experience rating prohibited.
      • ANNOTATIONS
    • 59A-56-24. Benefit payments reduction.
      • ANNOTATIONS
    • 59A-56-25. Expanded service development.
      • ANNOTATIONS
  • ARTICLE 57 Patient Protection
    • 59A-57-1. Short title.
      • ANNOTATIONS
    • 59A-57-2. Purpose of act.
    • 59A-57-3. Definitions.
      • ANNOTATIONS
    • 59A-57-4. Patient rights; disclosures; rights to basic and comprehensive health care services; grievance procedure; utilization review program; continuous quality program.
    • 59A-57-4.1. External grievance appeals; appointment; compensation.
      • ANNOTATIONS
    • 59A-57-5. Consumer assistance; consumer advisory boards; ombudsman office; reports to consumers; superintendent's orders to protect consumers.
      • ANNOTATIONS
    • 59A-57-6. Fairness to health care providers; gag rules prohibited; grievance procedure for providers.
    • 59A-57-7. Point-of-service option plan.
    • 59A-57-8. Administrative costs and benefit costs disclosures.
    • 59A-57-9. Private remedies to enforce patient and provider insurance rights; enrollee as third-party beneficiary to enforce rights.
    • 59A-57-10. Application of act to medicaid program.
    • 59A-57-11. Penalty.
  • ARTICLE 58 Service Contract Regulation
    • 59A-58-1. Short title.
      • ANNOTATIONS
    • 59A-58-2. Definitions.
      • ANNOTATIONS
    • 59A-58-3. Exclusions from act.
      • ANNOTATIONS
    • 59A-58-4. Prohibition of sale of service contract unless registered.
      • ANNOTATIONS
    • 59A-58-5. Registration requirements.
      • ANNOTATIONS
    • 59A-58-6. Security required for registration of provider.
      • ANNOTATIONS
    • 59A-58-7. Transactions exempt from premium tax.
      • ANNOTATIONS
    • 59A-58-8. Transactions not subject to New Mexico Insurance Code; exceptions.
      • ANNOTATIONS
    • 59A-58-9. Right of holder to return service contract for refund.
      • ANNOTATIONS
    • 59A-58-10. Information required in service contract.
      • ANNOTATIONS
    • 59A-58-11. Receipt for and copy of service contract required.
      • ANNOTATIONS
    • 59A-58-12. Cancellation of service contract.
      • ANNOTATIONS
    • 59A-58-13. Business name restrictions.
      • ANNOTATIONS
    • 59A-58-14. Prohibition of requiring purchase of service contract as a condition of loan approval or purchase of property.
      • ANNOTATIONS
    • 59A-58-15. Records requirements.
      • ANNOTATIONS
    • 59A-58-16. Examinations and inspection of books by superintendent.
      • ANNOTATIONS
    • 59A-58-17. Civil penalty for violation.
      • ANNOTATIONS
    • 59A-58-18. Rulemaking.
      • ANNOTATIONS
  • ARTICLE 59 Prescription Drug Uniform Information Card
    • 59A-59-1. Short title.
      • ANNOTATIONS
    • 59A-59-2. Intent of legislature.
      • ANNOTATIONS
    • 59A-59-3. Prescription drug information card required.
      • ANNOTATIONS
    • 59A-59-4. Applicability.
      • ANNOTATIONS
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Historical New Mexico Statutes Annotated 1978

Decision Information

Chapter 59A - Insurance Code (2008)

Collection Historical New Mexico Statutes Annotated 1978
File Number Chapter 59A NMSA 1978

Decision Content

Footnotes